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43 Terwilliger Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 43 Terwilliger Rd, Kerhonkson, NY 12446 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,776 sqft · built 1988
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on File
Last Sale$268,600 (Nov 2009)
Tax Bill$9,103 (2025)
Deeds & MortgagesDec 2019 Refinance
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN514400 68.4-7-1.113

Property Details

APN / Parcel Number

Primary APN514400 68.4-7-1.113
Alternative APN
  • 129901.121

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,776 sqft Living Area
1st Floor Area1,696 sqft
Upper Floors Area1,080 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area100,188 sqft (2.3 acres)
Garage TypeAttached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area632 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number129901.121
Street Address43 TERWILLIGER RD
CityKERHONKSON
StateNY
Zip12446-2436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRESUBDIVISION OF LANDS OF GREGORY SAGE
Legal Block7
Legal Lot Number1.113
JurisdictionULSTER NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2019
Census Tract955002

Owner

Source: Ulster County and Rochester Town records · APN 514400 68.4-7-1.113

Assessment roll updated April 20, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 652, KERHONKSON, NY 12446-0652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Oct 18, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2009 · Amount on Record
Deed SaleNov 25, 2009 · Amount on Record
Prior SaleAug 17, 2009 · Amount on Record
Deed Document Number200918984
Deed Book / Page4851 / 287
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address43 TERWILLIGER RD, KERHONKSON, NY 12446-2436
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016621
DateDec 10, 2019
Book Page11948/185
Instrument2019-16621
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 01, 2035

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionULSTER NY
Property Address43 TERWILLIGER RD, KERHONKSON, NY 12446-2436
Document Number0000016622
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedJan 02, 2020
Title CompanyBANKERS TITLE CORPORATION, BANKERS TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address43 TERWILLIGER RD KERHONKSON NY 124462436, KERHONKSON, NY 12446-2436

Mortgage

Document Number0000016622
DateDec 10, 2019
Book Page006530/000215
Instrument16622
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 09, 2034
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Ulster County and Rochester Town records · Assessment roll updated April 20, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionRochester Town
Unified School DistrictRondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,103.00 (+294.58%)$347,800 (-) Land $54,000 Building $293,800$656,226 (+18.87%) Land $101,887 Building $554,339
2023$347,800 (-) Land $54,000 Building $293,800$552,063 (+14.29%) Land $85,714 Building $466,349
2022$347,800 Land $54,000 Building $293,800$483,056 Land $75,000 Building $408,056
2021$2,307.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361119550022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011, river or lake flooding, Hurricane Irene

Wildfire

Wildfire RiskLow
above 34% of the US · above 98% of New York
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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