43 Terrill Rd, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 43 Terrill Rd, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 1961
Lot Size	0.076 acres (3,302 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2024)
Tax Bill	$7,391 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-00440-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`12-00440-0000-00010`
Alternative APNs	`120044000010` `05085000`

Interior

Stories	2 Stories
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	3,302 sqft (0.076 acres)
Lot Dimensions	110 ft deep x 30 ft wide

Location & Zoning

Account Number	05085000
Street Address	43 TERRILL RD
City	PLAINFIELD
State	NJ
Zip	07062-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 936 SQ FT
Legal Block	440
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1000
Census Tract	38800

Owner

43 Terrill Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 TERRILL RD, PLAINFIELD, NJ 07062-1323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Jan 31, 2019	Trustee's Deed, Transfer · Conventional Mortgage LOAN FUNDER LLC SERIES 6250

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2024 · Amount on File
Deed Sale	Oct 23, 2024 · Amount on File
Prior Sale	Jul 26, 2022 · Amount on File
Deed Document Number	202441507
Deed Book / Page	6560 / 2898
Record Updated	Oct 29, 2026

July 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 26, 2022
Property Address	43 TERRILL RD, PLAINFIELD, NJ 07062-1323
Document Number	0064742600
Book / Page	6474 / 2600
Instrument Date	Jun 30, 2022
Instrument	20648
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,066.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 SYCAMORE ST, 535, RAHWAY, NJ 07065-2523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 TERRILL RD, PLAINFIELD, NJ 07062-1323

Mortgage

Document Number	0000040841
Date	Jul 26, 2022
Instrument	40841

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

January 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	Jan 31, 2019
Property Address	43 TERRILL RD, PLAINFIELD, NJ 07062-1323
Document Number	0063070414
Book / Page	006307 / 000414
Instrument Date	Jan 18, 2019
Instrument	309465
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	535 SYCAMORE ST RAHWAY NJ 070652523, RAHWAY, NJ 07065-2523

Mortgage

Document Number	145290912
Date	Jan 31, 2019
Book Page	014529/000912
Instrument	668710

Lender

Name	LOAN FUNDER LLC SERIES 6250
Address	645 MADISON AVE # 19TH, NEW YORK, NY 10022-1010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 43 Terrill Rd was $7,391, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,800 (-) Land $18,500 Building $64,300	$82,800 (-) Land $18,500 Building $64,300
2025	$7,391.00 (+2.23%)	$82,800 Land $18,500 Building $64,300	$82,800 Land $18,500 Building $64,300
2024	$7,230.00
2023		$61,500 Land $18,500 Building $43,000	$61,500 Land $18,500 Building $43,000
2022	$5,202.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 43 Terrill Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	169 (1982–2025)
Claims Outside the SFHA	15 of 169
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 23 claims Hurricane Irene, Sep 2011 · 39 claims Severe Storms And Flooding, Mar 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Terrill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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