43 Switch Back Ln, Cloudcroft, NM 88317 Property Records

Otero County property record for 43 Switch Back Ln, Cloudcroft, NM 88317

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,342 sqft · built 1987
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$228,760 (Jan 2022)
Tax Bill	$1,138 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11N4067091434498`

Property Details

APN / Parcel Number

Primary APN	`11N4067091434498`
Alternative APNs	`R036171` `1101386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	1,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	48 ft deep x 18 ft wide
Terrain	Mountain
Porch	Porch
Porch Area	24 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Electric
Sewer	Municipal

Location & Zoning

Account Number	R036171
Street Address	43 SWITCH BACK LN
City	CLOUDCROFT
State	NM
Zip	88317-1197
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBD: SPUR LANDING REPLAT LOT 43
Legal Subdivision	SPUR LANDING REPLAT
Legal Lot Number	43
Jurisdiction	OTERO NM
Township / Civil Division	SOUTHEAST OTERO
Census Block Group	3
Census Block	3061
Census Tract	901

Owner

Source: Otero County records · APN 11N4067091434498

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 SWITCH BACK LN, CLOUDCROFT, NM 88317-1197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	2022769
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO NM
Recording Date	Jan 24, 2022
Property Address	43 SWITCH BACK LN, CLOUDCROFT, NM 88317-1197
Document Number	0202200769
Instrument Date	Jan 07, 2022
Instrument	202200769
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 SWITCH BACK LN, CLOUDCROFT, NM 88317-1197

Mortgage

Document Number	0202200770
Date	Jan 24, 2022
Instrument	202200770

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Otero County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Otero County
Municipality	Cloudcroft Village
Unified School District	Cloudcroft Municipal Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,045 (+3%) Land $15,994 Building $56,051	$216,133 (+3%) Land $47,981 Building $168,152
2025	$1,138.00 (-1.39%)	$69,946 (+0.72%) Land $14,333 Building $55,613	$209,838 (+0.72%) Land $43,000 Building $166,838
2023	$1,154.00	$69,443 Land $14,333 Building $55,110	$208,330 Land $43,000 Building $165,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 3, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Aug 2006 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Extreme above 98.9% of the US · above 99% of New Mexico
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Tularosa Basin Telephone Company Fiber	1,000 / 1,000
Penasco Valley Telephone Cooperative Cable	1,000 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 91 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLOUDCROFT WATER SYSTEM serves 2,865 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2016
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.