43 Swift Rd, Wayne, ME 04284 Property Records

Kennebec County and Wayne Town property record for 43 Swift Rd, Wayne, ME 04284 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,175 sqft · built 1987
Lot Size	24.2 acres (1,055,023 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,955 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WAYN M:003 L:008`

Property Details

APN / Parcel Number

Primary APN	`WAYN M:003 L:008`
Alternative APN	`49`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,175 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	1,055,023 sqft (24.2 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	49
Street Address	43 SWIFT RD
City	WAYNE
State	ME
Zip	04284-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	8
Jurisdiction	WAYNE ME
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2037
Census Tract	14500

Owner

Source: Kennebec County and Wayne Town records · APN WAYN M:003 L:008

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 SWIFT RD, WAYNE, ME 04284-3610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2026	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Jun 08, 2026	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Feb 22, 2018	Deed of Trust, Mortgage KENNEBUNK SVGS BANK
Jun 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Recording Date	Jun 08, 2026
Property Address	43 SWIFT RD, WAYNE, ME 04284-3610
Document Number	2026011671
Book / Page	15749 / 94
Instrument Date	Jun 03, 2026
Instrument	202611671
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SWIFT RD, WAYNE, ME 04284-3610

Mortgage

Document Number	0000011671,
Date	Jun 08, 2026
Book Page	15749/94
Instrument	202611671

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Recording Date	Jun 08, 2026
Property Address	43 SWIFT RD, WAYNE, ME 04284-3610
Document Number	0000011671
Book / Page	15749 / 94
Instrument Date	Jun 03, 2026
Instrument	202611671
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SWIFT RD, WAYNE, ME 04284-3610

Mortgage

Document Number	2026011671,
Date	Jun 08, 2026
Book Page	15749/94
Instrument	202611671

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	43 SWIFT RD, WAYNE, ME 04284-3610
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13909/214
Date	Feb 26, 2021
Book Page	13909/214
Instrument	2021004950

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Mar 01, 2034

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	43 SWIFT RD, WAYNE, ME 04284-3610
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12845/0137
Date	Feb 22, 2018
Book Page	12845/0137
Instrument	2018003420

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount Recorded
Term	157 Months
Due	Mar 09, 2031

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	43 SWIFT RD, WAYNE, ME 04284-3610
Transaction Type	Mortgage
Record Updated	Jul 06, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13594/18
Date	Jun 17, 2020
Book Page	13594/18
Instrument	2020013053

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Kennebec County and Wayne Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Wayne Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,955.00 (+0.59%)	$500,400 (-) Land $132,800 Building $367,600
2024	$5,920.00 (+17.93%)	$500,400 (+105.33%) Land $132,800 Building $367,600
2023	$5,020.00 (+2.24%)	$243,700 (-6.34%) Land $70,700 Building $173,000	$755,535
2022	$4,910.00	$260,200 Land $87,200 Building $173,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110145002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force 6 of 13 on primary residences
Nearby Flood Claims	19 (1987–2023)
Most Recent Claim	Dec 2023, river or lake flooding, Severe Storm And Flooding
Flood Events	Severe Storm And Flooding (Dec 2023), 2 claims Severe Storms & Flooding (Apr 1987), 13 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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