43 Susan Dr, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 43 Susan Dr, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,603 sqft · built 2023
Lot Size	0.499 acres (21,736 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2017)
Tax Bill	$25,899 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2017 Sale + 2 more
APN	`05-00020-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`05-00020-0000-00015`
Alternative APNs	`050002000015` `628`

Interior

Building Area	3,603 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	21,736 sqft (0.499 acres)

Location & Zoning

Account Number	628
Street Address	43 SUSAN DR
City	CHATHAM
State	NJ
Zip	07928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	CHATHAM HEIGHTS SEC 1
Legal Block	20
Legal Lot Number	15
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2001
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 BEECHWOOD RD, SUMMIT, NJ 07901-2532
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2018	Deed of Trust, Mortgage · ARM FULTON BANK OF NEW JERSEY
Oct 12, 2017	Grant Deed, Transfer
May 3, 2017	Deed of Trust, Construction Loan · Construction Mortgage FULTON BK/NJ
May 3, 2017	Grant Deed, Subdivision Related Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	May 28, 2014 · Amount on Record
Deed Document Number	201725584
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	43 SUSAN DR, CHATHAM, NJ 07928
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ACRES LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234231533
Date	Sep 27, 2018
Book Page	23423/1533
Instrument	2018054858

Lender

Name	FULTON BANK OF NEW JERSEY
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount Recorded
Term	379 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 12, 2017
Property Address	43 SUSAN DR, CHATHAM, NJ 07928
Document Number	0232211918
Book / Page	023221 / 001918
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

May 2017: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	May 3, 2017
Property Address	43 SUSAN DR, CHATHAM, NJ 07928
Document Number	0231171537
Book / Page	023117 / 001537
Instrument Date	Apr 28, 2017
Instrument	25585
Transaction Type	Construction Loan
Record Updated	Dec 11, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SUSAN DR CHATHAM NJ 07928, CHATHAM, NJ 07928

Mortgage

Document Number	231171537
Date	May 3, 2017
Book Page	023117/001537
Instrument	25585

Lender

Name	FULTON BK/NJ
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	May 3, 2017
Property Address	43 SUSAN DR, CHATHAM, NJ 07928
Document Number	0231171528
Book / Page	023117 / 001528
Instrument Date	May 16, 2014
Instrument	25584
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PINE LN SPRINGFIELD NJ 070814211, SPRINGFIELD, NJ 07081-4211

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,302,100 (-) Land $246,200 Building $1,055,900	$1,302,100 (-) Land $246,200 Building $1,055,900
2025		$1,302,100 (+101.5%) Land $246,200 Building $1,055,900	$1,302,100 (+101.5%) Land $246,200 Building $1,055,900
2024	$25,899.00 (+143.66%)
2023		$646,200 (+18.31%) Land $246,200 Building $400,000	$646,200 (+18.31%) Land $246,200 Building $400,000
2022	$10,629.00 (+23.44%)	$546,200 Land $246,200 Building $300,000	$546,200 Land $246,200 Building $300,000
2021	$8,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Susan Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures