43 Summit Falls Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 43 Summit Falls Rd, Sapphire, NC 28774

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,052 sqft · built 2006
Lot Size2 acres (87,120 sqft)
Owner2 Company Names on Record
Tax Bill$4,306 (2025)
Deeds & MortgagesNov 2025 Sale
Flood ZoneZone X (minimal risk)
APN8502-37-0389

Property Details

APN / Parcel Number

Primary APN8502-37-0389
Alternative APN
  • 158392

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,052 sqft Heated Area
1st Floor Area2,116 sqft
Basement Area1,936 sqft
Finished Basement1,936 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)

Exterior Amenities

PorchSlab
Porch Area1,624 sqft
Deck Area352 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address43 SUMMIT FALLS RD
CitySAPPHIRE
StateNC
Zip28774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 11B SAPPHIRE HIGH
Legal SubdivisionSAPPHIRE HIGH SUBDIVISION
Legal Lot Number11B
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group1
Census Block1001
Census Tract950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3776 W LAKE DR, AUGUSTA, GA 30907-8933
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 21, 2010
Transfer Doc0018460688
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateNov 13, 2025
Property Address43 SUMMIT FALLS RD, SAPPHIRE, NC 28774
Document Number0024081505
Book / Page2408 / 1505
Map ReferenceCAB 13 SL 672
Instrument DateNov 13, 2025
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3776 W LAKE DR, AUGUSTA, GA 30907-8933

Transferred To (Grantee/Buyer)

NameVerified Name
Address3776 W LAKE DR, AUGUSTA, GA 30907-8933

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,133,245 (-) Land $250,000 Building $883,245
2025$4,306.00 (+42.21%)$1,133,245 (+42.19%) Land $250,000 Building $883,245
2023$3,028.00$797,010 Land $150,000 Building $647,010

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHE DIVIDE WATER SYSTEM
private · serves 89 people · EPA ID NC1050037
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Summit Falls Rd

Nearby Streets

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