43 Summit Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 43 Summit Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,967 sqft · built 1956
Lot Size	0.232 acres (10,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Apr 2019)
Tax Bill	$12,806 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2021 Sale & Mortgage + 1 more
APN	`04-00124-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`04-00124-0000-00010`
Alternative APNs	`040012400010` `40401005`

Interior

Stories	1 Story
Building Area	1,967 sqft Living Area
1st Floor Area	1,967 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	10,123 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide

Location & Zoning

Account Number	40401005
Street Address	43 SUMMIT AVE
City	CHATHAM
State	NJ
Zip	07928-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	124
Legal Lot Number	10
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1004
Census Tract	42800

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 FAIRMOUNT AVE, CHATHAM, NJ 07928-2315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Apr 5, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 10, 2019	Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Jan 2, 2015 · Amount on Record
Deed Document Number	201917184
Deed Book / Page	23518 / 1013
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	43 SUMMIT AVE, CHATHAM, NJ 07928-2732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239051349
Date	Oct 22, 2020
Book Page	23905/1349
Instrument	2020074297

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 5, 2021
Property Address	43 SUMMIT AVE, CHATHAM, NJ 07928-2732
Document Number	0240890944
Book / Page	24089 / 944
Instrument Date	Jan 23, 2021
Instrument	2021033596
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	LAND RUSH TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 APPLE RIDGE ROAD, 40, DANBURY, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 NOE AVE, CHATHAM, NJ 07928-1507

Mortgage

Document Number	2021033597
Date	Apr 5, 2021
Instrument	2021033597

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 10, 2019
Property Address	43 SUMMIT AVE, CHATHAM, NJ 07928-2732
Document Number	0235181013
Book / Page	23518 / 1013
Instrument Date	Mar 25, 2019
Instrument	2019017184
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 E 4TH ST # ST811, 51, WINSTON SALEM, NC 27101-4109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SUMMIT AVE, CHATHAM, NJ 07928-2732

Mortgage

Document Number	2019017185
Date	Apr 10, 2019
Instrument	2019017185

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$791,000 (-) Land $475,900 Building $315,100	$791,000 (-) Land $475,900 Building $315,100
2025		$791,000 (-) Land $475,900 Building $315,100	$791,000 (-) Land $475,900 Building $315,100
2024	$12,806.00 (+3.52%)
2023		$791,000 Land $475,900 Building $315,100	$791,000 Land $475,900 Building $315,100
2022	$12,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures