Morgan County property record for 43 Summer St, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1979 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $433 (2025) |
| Deeds & Mortgages | Jul 2010 Mortgage Nov 2016 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-08-27-0-002-024.000 |
| Primary APN | 11-08-27-0-002-024.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 250 ft deep x 159 ft wide |
| Pool Area | 670 sqft |
| Utility Building | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 33078 |
|---|---|
| Street Address | 43 SUMMER ST |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-4656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SO 59.01' OF LT 28 & ALL OF LOT 29 SUMMERBROOK SUB PLAT 4-59 |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 27 |
| Legal Subdivision | SUMMERBROOK S/D |
| Legal Lot Number | 28&29 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 5405 |
43 Summer St is owned and occupied by an individual who acquired it in October 2019.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 SUMMER ST, SOMERVILLE, AL 35670-4656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2010 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Nov 9, 2016 | Deed of Trust, Mortgage · Line of Credit FAMILY SECURITY CU |
| Sep 22, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 18, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 23, 2019 |
| Transfer Doc | 2019/11276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 43 SUMMER ST, SOMERVILLE, AL 35670-4656 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2010/20413 |
|---|---|
| Date | Jul 16, 2010 |
| Book Page | 2010/20413 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 43 SUMMER ST, SOMERVILLE, AL 35670-4656 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2016/36510 |
|---|---|
| Date | Nov 9, 2016 |
| Book Page | 2016/36510 |
| Name | FAMILY SECURITY CU |
|---|---|
| Type | Credit Union |
| Address | MOBILE, AL 36603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 2, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 22, 2023 |
| Property Address | 43 SUMMER ST, SOMERVILLE, AL 35670-4656 |
| Document Number | 02023/8424 |
| Book / Page | 2023 / 8424 |
| Map Reference | MB 4 PG 59 |
| Instrument Date | Sep 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 SUMMER ST, SOMERVILLE, AL 35670-4656 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 43 SUMMER ST, SOMERVILLE, AL 35670-4656 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Dec 18, 2019 |
| Property Address | 43 SUMMER ST, SOMERVILLE, AL 35670-4656 |
| Document Number | 2019/11276 |
| Book / Page | 2019 / 11276 |
| Map Reference | MB 4 PG 59 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 21 SUMMER ST, SOMERVILLE, AL 35670-4656 |
The 2025 property tax bill for 43 Summer St was $433 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $433.00 Homeowner's exemption | $23,160 (+1%) Land $2,500 Building $20,660 | $115,800 (-) Land $12,500 Building $103,300 |
| 2024 | $11,580 (-5%) Land $1,250 Building $10,330 | $115,800 (-) Land $12,500 Building $103,300 | |
| 2023 | $866.00 (+4.97%) | $23,160 (+4.99%) Land $2,500 Building $20,660 | $115,800 (+4.99%) Land $12,500 Building $103,300 |
| 2022 | $825.00 | $22,060 Land $2,280 Building $19,780 | $110,300 Land $11,400 Building $98,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Summer St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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