Middlesex County and Natick Town property record for 43 Summer St, Natick, MA 01760
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 3,276 sqft · built 1880 |
| Lot Size | 0.061 acres (2,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Mar 2021) |
| Tax Bill | $7,995 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-00000379 |
| Primary APN | 43-00000379 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,276 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,662 sqft (0.061 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 43-00000379 |
|---|---|
| Street Address | 43 SUMMER ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4511 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | DM |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 382500 |
43 Summer St, a duplex, is owned and occupied by two individuals who bought it in March 2021.
Source: Middlesex County and Natick Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 SUMMER ST, NATICK, MA 01760-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Quit Claim Deed, Transfer |
| Jun 4, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on File |
| Deed Sale | Mar 12, 2021 · Amount on File |
| Prior Sale | Jun 4, 2020 · Amount on File |
| Deed Document Number | 202155521 |
| Deed Book / Page | 77207 / 371 |
| Prior Transfer Date | Mar 9, 2021 |
| Prior Transfer Doc | 77207-371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Mar 12, 2021 |
| Property Address | 43 SUMMER ST, NATICK, MA 01760-4511 |
| Document Number | 77207-371 |
| Book / Page | 77207 / 371 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 55521 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 SUMMER ST # 43, 43, NATICK, MA 01760-4545 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jun 4, 2020 |
| Property Address | 43 SUMMER ST, NATICK, MA 01760-4511 |
| Document Number | 74820-441 |
| Book / Page | 74820 / 441 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 86194 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 SUMMER ST # 43, 43, NATICK, MA 01760-4545 |
| Document Number | 86195 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 86195 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2025 |
| Max Rate At Change | 2.75% |
| Index | 5-Year CMT |
The 2025 property tax bill for 43 Summer St was $7,995, up 3.5% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,995.00 (+3.52%) | $668,500 (+6.13%) Land $367,500 Building $301,000 | $890,360 |
| 2024 | $7,723.00 (-2.49%) | $629,900 (+0.53%) Land $347,000 Building $282,900 | |
| 2023 | $7,920.00 | $626,600 Land $326,600 Building $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Summer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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