43 Summer Moon Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 43 Summer Moon Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,687 sqft · built 2024
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$328,990 (Apr 2025)
Tax Bill	$5,603 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026221-1370`

Property Details

APN / Parcel Number

Primary APN	`026221-1370`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,687 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	745 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	267 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43 SUMMER MOON DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-0142
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	123/40-47 BRIDGEWATER PHASE 2B LOT 137 OR6122/1820
Legal Subdivision	BRIDGEWATER PHASE 2B
Legal Block	1
Legal Lot Number	137
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2041
Census Tract	20904

Owner

Source: St. Johns County records · APN 026221-1370

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 SUMMER MOON DR, SAINT AUGUSTINE, FL 32095-0142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2025 · Amount on Record
Deed Sale	Apr 01, 2025 · Amount on Record
Deed Document Number	20256
Deed Book / Page	6122 / 1820
Record Updated	Sep 20, 2026

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 01, 2025
Property Address	43 SUMMER MOON DR, SAINT AUGUSTINE, FL 32095-0142
Document Number	0061221820
Book / Page	6122 / 1820
Map Reference	MB 123 PG 40-47
Instrument Date	Mar 28, 2025
Instrument	2025025006
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,303.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SUMMER MOON DR, SAINT AUGUSTINE, FL 32095-0142

Mortgage

Document Number	0061221821
Date	Apr 01, 2025
Instrument	6122/1821

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,102 (+7.7%) Land $65,000 Building $240,102	$305,102 (+7.7%) Land $65,000 Building $240,102
2025	$5,603.00 (+195.99%)	$283,288	$283,288 Land $65,000 Building $218,288
2024	$1,893.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 225 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.