43 Stormy Ln, Esko, MN 55733 Property Records

Carlton County property record for 43 Stormy Ln, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	5.22 acres (227,383 sqft)
Owner	Individual Name on Record
Tax Bill	$6,968 (2026)
Deeds & Mortgages	Jul 2020 Refinance Nov 2019 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`78-020-4087`

Property Details

APN / Parcel Number

Primary APN	`78-020-4087`
Alternative APN	`26123`

Exterior

Lot Area	227,383 sqft (5.22 acres)

Location & Zoning

Account Number	26123
Street Address	43 STORMY LN
City	ESKO
State	MN
Zip	55733-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 334 FT OF W TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	20
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2019
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 STORMY LN, ESKO, MN 55733-9520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC
Nov 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN MORTGAGE & EQUITY
Dec 23, 2009	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 27, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 4, 2007	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Jul 7, 2006	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Nov 19, 2015	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Jul 23, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	43 STORMY LN, ESKO, MN 55733-9520
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000493039
Date	Jul 30, 2020
Instrument	A000493039

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	43 STORMY LN, ESKO, MN 55733-9520
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000489329
Date	Nov 26, 2019
Instrument	A000489329

Lender

Name	AMERICAN MORTGAGE & EQUITY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	43 STORMY LN, ESKO, MN 55733-9520
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	US RECORDINGS INC, U S RECORDINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000428679
Date	Dec 23, 2009
Instrument	A000428679

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2040

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	43 STORMY LN, ESKO, MN 55733-9520
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	RES TITLE, RELS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000440069
Date	Oct 27, 2011
Instrument	A000440069

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2031

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	43 STORMY LN, ESKO, MN 55733-9520
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000408790
Date	Apr 4, 2007
Instrument	A000408790

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2037

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	43 STORMY LN, ESKO, MN 55733-9520
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000402759
Date	Jul 7, 2006
Instrument	A000402759

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	43 STORMY LN, ESKO, MN 55733-9520
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000465778
Date	Nov 19, 2015
Instrument	A000465778

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 16, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 23, 2024
Property Address	43 STORMY LN, ESKO, MN 55733-9520
Document Number	A000517450
Instrument Date	Jul 15, 2024
Instrument	A000517450
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,968.00 (+13.37%) Homeowner's exemption
2025		$577,900 (+4.39%) Land $65,500 Building $512,400	$577,900 (+4.39%) Land $65,500 Building $512,400
2024	$6,146.00 Homeowner's exemption	$553,600 (+8.85%) Land $65,500 Building $488,100	$553,600 (+8.85%) Land $65,500 Building $488,100
2023	$6,146.00 Homeowner's exemption	$508,600 (-) Land $62,900 Building $445,700	$508,600 (-) Land $62,900 Building $445,700
2022		$508,600 Land $62,900 Building $445,700	$508,600 Land $62,900 Building $445,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Airfiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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