43 Stebbins St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 43 Stebbins St, Chicopee, MA 01020

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,171 sqft · built 1920
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Feb 2022)
Tax Bill$4,478 (2025)
Deeds & MortgagesMar 2021 Refinance
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392-00074

Property Details

APN / Parcel Number

Primary APN392-00074
Alternative APN
  • CHIC M:0392 P:00074

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units3 Units
Stories2 Stories
Building Area2,171 sqft Living Area
Gross Area3,884 sqft
1st Floor Area1,187 sqft
AtticAttic
Attic Area621 sqft
Basement Area829 sqft
Unfinished Basement829 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,250 sqft (0.189 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number392-00074
Street Address43 STEBBINS ST
CityCHICOPEE
StateMA
Zip01020-1673
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2017
Census Tract811200

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address43 STEBBINS ST, CHICOPEE, MA 01020-1673
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ACADEMY MORTGAGE CORP
Feb 28, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2022 · Amount on Record
Deed SaleFeb 28, 2022 · Amount on Record
Prior SaleJun 30, 2006 · Amount on Record
Deed Book / Page24426 / 324
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address43 STEBBINS ST, CHICOPEE, MA 01020-1673
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023769-25
DateMar 17, 2021
Book Page23769/25
Instrument18239
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateFeb 28, 2022
Property Address43 STEBBINS ST, CHICOPEE, MA 01020-1673
Document Number024426-324
Book / Page24426 / 324
Instrument DateFeb 28, 2022
Instrument12508
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address83 MAIN RD, MONTGOMERY, MA 01085-9523

Mortgage

Document Number0000012509
DateFeb 28, 2022
Instrument12509
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,478.00 (+7.21%)$295,400 (+4.38%) Land $101,400 Building $194,000
2024$4,177.00 (+7.63%)$283,000 (+10.46%) Land $99,400 Building $183,600
2023$3,881.00$256,200 Land $90,400 Building $165,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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