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43 Stark St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 43 Stark St, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,506 sqft · built 1920
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$283,500 (Feb 2024)
Tax Bill$3,931 (2026)
Deeds & MortgagesFeb 2024 Sale
Sep 2019 Sale
APN453801 04-2-02

Property Details

APN / Parcel Number

Primary APN453801 04-2-02
Alternative APN
  • 380100400000020020000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,506 sqft Living Area
1st Floor Area838 sqft
2nd Floor Area668 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions184 ft deep x 76 ft wide
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area779 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address43 STARK ST
CityWATERLOO
StateNY
Zip13165-1042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionMB97-234
Legal Block2
Legal Lot Number2.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1031
Census Tract950600

Owner

43 Stark St is owned and occupied by an individual who bought it in February 2024.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address43 STARK ST, WATERLOO, NY 13165-1042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Warranty Deed, Transfer
Sep 9, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2024 · Amount on File
Deed SaleFeb 27, 2024 · Amount on File
Prior SaleSep 9, 2019 · Amount on File
Deed Document Number202465754
Deed Book / Page1094 / 48
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateFeb 27, 2024
Property Address43 STARK ST, WATERLOO, NY 13165-1042
Document Number0001094/48
Book / Page1094 / 48
Instrument DateFeb 14, 2024
Instrument65754
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5278 RIMER LN, SENECA FALLS, NY 13148

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateSep 9, 2019
Property Address43 STARK ST, WATERLOO, NY 13165-1042
Document Number000997/256
Book / Page997 / 256
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 STARK ST, WATERLOO, NY 13165-1042
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 43 Stark St was $3,931, up 4.2% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,931.00 (+4.24%)
2025$3,771.00$78,300 Land $14,700 Building $63,600$128,400 Land $24,106 Building $104,294
2023$78,300 Land $14,700 Building $63,600$110,282 Land $20,704 Building $89,578
2019$1,965.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 43 Stark St; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Stark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100

May also be available: T-Mobile.

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