43 Staaf Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 43 Staaf Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1993
Lot Size	0.331 acres (14,405 sqft)
Owner	Individual Name on Record
Last Sale	$805,000 (May 2025)
Tax Bill	$6,996 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-E B:0013 L:0038`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-E B:0013 L:0038`
Alternative APNs	`M:005=E B:0013 L:0038` `10299411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,374 sqft
1st Floor Area	1,692 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,405 sqft (0.331 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	10299411
Street Address	43 STAAF RD
City	SAUGUS
State	MA
Zip	01906-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	13
Legal Lot Number	38
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2014
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 STAAF RD, SAUGUS, MA 01906-4366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE, LLC
May 23, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Feb 9, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 9, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 8, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Jan 8, 2018
Deed Document Number	20251440
Deed Book / Page	42732 / 155
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Apr 1, 2026
Property Address	43 STAAF RD, SAUGUS, MA 01906-4366
Document Number	043307-247
Book / Page	43307 / 247
Instrument Date	Mar 27, 2026
Instrument	2026480
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 STAAF RD, SAUGUS, MA 01906-4366

Mortgage

Document Number	0000000480,
Date	Apr 1, 2026
Book Page	43307/247
Instrument	2026480

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 23, 2025
Property Address	43 STAAF RD, SAUGUS, MA 01906-4366
Document Number	042732-155
Book / Page	42732 / 155
Instrument Date	May 23, 2025
Instrument	20250523001440
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 STAAF RD, SAUGUS, MA 01906-4366

Mortgage

Document Number	20250523001450
Date	May 23, 2025
Instrument	20250523001450

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 9, 2022
Property Address	43 STAAF RD, SAUGUS, MA 01906-4366
Document Number	040715-414
Book / Page	40715 / 414
Instrument Date	Nov 17, 2021
Instrument	20220209003190
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 STAAF RD, SAUGUS, MA 01906-4366

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 9, 2022
Property Address	43 STAAF RD, SAUGUS, MA 01906-4366
Document Number	040715-412
Book / Page	40715 / 412
Instrument Date	Nov 17, 2021
Instrument	20220209003180
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 STAAF RD, SAUGUS, MA 01906-4366

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 8, 2018
Property Address	43 STAAF RD, SAUGUS, MA 01906-4366
Document Number	36457-259
Book / Page	036457 / 000259
Instrument Date	Dec 29, 2017
Instrument	1801082050
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 NOCTURNE WAY SAUGUS MA 019063882, SAUGUS, MA 01906-3882

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 8, 2018
Property Address	43 STAAF RD, SAUGUS, MA 01906-4366
Document Number	36457-257
Book / Page	036457 / 000257
Instrument Date	Dec 29, 2017
Instrument	1801082040
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GROVELAND RD MELROSE MA 021765119, MELROSE, MA 02176-5119

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,996.00 (+6.26%)	$671,400 (+8.91%) Land $363,500 Building $307,000	$741,790 (-2.21%)
2025	$6,584.00 (+4.43%)	$616,500 (+4.14%) Land $330,400 Building $286,100	$758,575
2024	$6,305.00 (+3.06%)	$592,000 (+8.96%) Land $311,500 Building $280,500
2023	$6,118.00	$543,300 Land $273,800 Building $269,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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