43 Spruce St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 43 Spruce St, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1949
Lot Size	0.372 acres (16,200 sqft)
Owner	2 Trust Names on File
Last Sale	$187,000 (Jul 2003)
Tax Bill	$5,060 (2026)
Deeds & Mortgages	Apr 2026 Transfer Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:49 L:81`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:49 L:81`
Alternative APN	`M:329049 B:00081 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,200 sqft (0.372 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	43 SPRUCE ST
City	WESTFIELD
State	MA
Zip	01085-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	81
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1011
Census Tract	812901

Owner

43 Spruce St is owner-occupied and held in a trust since October 2021.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	43 SPRUCE ST, WESTFIELD, MA 01085-3446
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2003 · Amount on File
Deed Sale	Jul 14, 2003 · Amount on File
Prior Sale	Mar 16, 2001 · Amount on File
Deed Document Number	200312130
Deed Book / Page	13372 / 590
Last Transfer Date	Oct 1, 2021
Transfer Doc	24167-151
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Apr 7, 2026
Property Address	43 SPRUCE ST, WESTFIELD, MA 01085-3446
Document Number	026281-409
Book / Page	26281 / 409
Instrument Date	Apr 7, 2026
Instrument	202614799
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SPRUCE ST, WESTFIELD, MA 01085-3446

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Oct 6, 2021
Property Address	43 SPRUCE ST, WESTFIELD, MA 01085-3446
Document Number	24167-151
Book / Page	24167 / 151
Instrument Date	Oct 1, 2021
Instrument	70744
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Tax Assessment & Valuation

The 2026 property tax bill for 43 Spruce St was $5,060, up 7.8% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,060.00 (+7.84%)	$338,900 (+9.64%) Land $119,200 Building $219,700	$360,395 (-11.14%)
2025	$4,692.00	$309,100 Land $115,800 Building $193,300	$405,555 (-1.64%)
2024			$412,300
2023	$4,595.00	$270,600 Land $100,300 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	28 units insured incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

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