43 Spruce Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 43 Spruce Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Sep 2004)
Tax Bill	$7,392 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:I0027 B:H L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:I0027 B:H L`
Alternative APN	`000046350`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	43 SPRUCE LN
City	DOVER
State	NH
Zip	03820-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	H
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2012
Census Tract	81101

Owner

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 SILVER ST, DOVER, NH 03820-3923
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SEACOAST BANK
Jan 22, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST SEACOAST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2004 · Amount on Record
Deed Sale	Sep 28, 2004 · Amount on Record
Deed Book / Page	3072 / 424
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	43 SPRUCE LN, DOVER, NH 03820-4419
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005128-348
Date	Aug 1, 2023
Book Page	5128/348
Instrument	230008989

Lender

Name	FIRST SEACOAST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	43 SPRUCE LN, DOVER, NH 03820-4419
Document Number	0047290119
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SPRUCE LN DOVER NH 038204419, DOVER, NH 03820-4419

Mortgage

Document Number	0047290119
Date	Jan 27, 2020
Book Page	004729/000119
Instrument	1276

Lender

Name	FIRST SEACOAST BK
Address	DOVER, NH 03820

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2035

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,392.00 (+8.31%)	$375,600 (-) Land $152,000 Building $223,600
2024	$6,825.00 (+7.57%)	$375,600 (+10.7%) Land $152,000 Building $223,600	$379,525
2023	$6,345.00 (+4.69%)	$339,300 (+11.06%) Land $152,000 Building $187,300
2022	$6,061.00	$305,500 Land $136,800 Building $168,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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