New Castle County property record for 43 Spruce Ave, Elsmere, DE 19805
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 876 sqft · built 1950 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Nov 2005) |
| Tax Bill | $2,226 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 19-001.00-034 |
| Primary APN | 19-001.00-034 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| 1st Floor Area | 876 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 368 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 43 SPRUCE AVE |
|---|---|
| City | ELSMERE |
| State | DE |
| Zip | 19805-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 19R1 |
| Legal Description | BEG AT POINT IN CENTER LINE OF SPRUCE AVE AT DIS 168.25 FT |
| Legal Subdivision | OAK GROVE |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | LOWER CHRISTIANA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 12300 |
Source: New Castle County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 SPRUCE AVE, ELSMERE, DE 19805-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2005 · Amount on Record |
| Deed Sale | Nov 29, 2005 · Amount on Record |
| Deed Document Number | 2005122094 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 43 SPRUCE AVE, ELSMERE, DE 19805-2125 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 43 SPRUCE AVE, WILMINGTON, DE 19805-2125 |
| Document Number | 0000017451 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 20240320-0017451 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 26, 2039 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Elsmere Town |
| Unified School District | Red Clay Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,226.00 (+86.43%) | $315,200 (+654.07%) Land $60,600 Building $254,600 | |
| 2024 | $215,910 | ||
| 2023 | $1,194.00 | $41,800 Land $9,700 Building $32,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 19 (1978–2011) |
| Claims Outside the SFHA | 6 of 19 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 87% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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