43 Spring Lake Rd, Sterling, CT 06377 Property Records

Sterling Town property record for 43 Spring Lake Rd, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,944 sqft · built 2003
Lot Size	6.16 acres (268,330 sqft)
Owner	Individual Name on Record
Last Sale	$254,900 (May 2018)
Tax Bill	$5,895 (2026)
Deeds & Mortgages	May 2021 Mortgage Jun 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00130700`

Property Details

APN / Parcel Number

Primary APN	`00130700`
Alternative APNs	`STLN M:03832 B:021 L:0022` `STER M:03832 B:021 L:0022` `130700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,352 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	268,330 sqft (6.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	130700
Street Address	43 SPRING LAKE RD
City	STERLING
State	CT
Zip	06377-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	21
Legal Lot Number	22
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1003
Census Tract	908100

Owner

Source: Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 SPRING LAKE RD, STERLING, CT 06377-2115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage CENTREVILLE BANK
Jun 3, 2025	Quit Claim Deed, Transfer · Line of Credit TOTAL MORTGAGE SERVICES LLC
May 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage CENTREVILLE BANK
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
May 1, 2018	Warranty Deed, Transfer TOTAL MORTGAGE SERVICES LLC
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Deed Book / Page	154 / 772
Last Transfer Date	May 29, 2025
Transfer Doc	0000000267
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	43 SPRING LAKE RD, STERLING, CT 06377-2115
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000165-673
Date	May 5, 2021
Book Page	165/673
Instrument	2021000394

Lender

Name	CENTREVILLE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING CT
Recording Date	Jun 3, 2025
Property Address	43 SPRING LAKE RD, STERLING, CT 06377-2115
Document Number	000179-977
Book / Page	179 / 977
Instrument Date	May 29, 2025
Instrument	2025000267
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SPRING LAKE RD, STERLING, CT 06377-2115

Mortgage

Document Number	2025000268
Date	Jun 3, 2025
Instrument	2025000268

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	43 SPRING LAKE RD, STERLING, CT 06377-2115
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	165-673
Date	May 5, 2021
Book Page	165/673
Instrument	2021000394

Lender

Name	CENTREVILLE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	43 SPRING LAKE RD, STERLING, CT 06377-2115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	161-285
Date	Jun 1, 2020
Book Page	161/285
Instrument	2020000278

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	May 1, 2018
Property Address	43 SPRING LAKE RD, STERLING, CT 06377-2115
Document Number	154-772
Book / Page	154 / 772
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1540775
Date	May 1, 2018
Instrument	00154/0775

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	96 Months
Due	May 1, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	43 SPRING LAKE RD, STERLING, CT 06377-2115
Document Number	152-342
Book / Page	000152 / 000342
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SPRING LAKE RD STERLING CT 063772115, STERLING, CT 06377-2115

Mortgage

Document Number	152-342
Date	Jul 24, 2017
Book Page	000152/000342

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 23, 2027

Tax Assessment & Valuation

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,895.00 (+7.22%)	$249,900 (-) Land $49,300 Building $200,600	$487,803 (+178.86%)
2025	$5,498.00	$249,900 (-) Land $49,300 Building $200,600	$174,930 Land $34,510 Building $140,420
2024	$5,498.00 (-0.99%)
2023	$5,553.00 (+9.35%)	$249,900 (+57.17%) Land $49,300 Building $200,600
2022	$5,078.00	$159,000 Land $28,630 Building $130,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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