43 Spring Hill Cir, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 43 Spring Hill Cir, Wayne, NJ 07470

Property Summary

Property Type	Townhouse
Details	2,448 sqft · built 1998
Lot Size	0.068 acres (2,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (May 2021)
Tax Bill	$12,596 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03700-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`14-03700-0000-00050`
Alternative APN	`140370000050`

Interior

Building Area	2,448 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Lot Area	2,962 sqft (0.068 acres)

Location & Zoning

Street Address	43 SPRING HILL CIR
City	WAYNE
State	NJ
Zip	07470-8426
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-B
Legal Block	3700
Legal Lot Number	50
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246001

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 SPRING HILL CIR, WAYNE, NJ 07470-8426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA
Nov 8, 2019	Deed of Trust, Mortgage ATLANTIC STEWARDSHIP BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Sep 16, 2003 · Amount on Record
Deed Document Number	202130416
Deed Book / Page	4028 / 253
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 4, 2021
Property Address	43 SPRING HILL CIR, WAYNE, NJ 07470-8426
Document Number	0000030416
Book / Page	D4028 / 253
Instrument Date	Apr 29, 2021
Instrument	2021030416
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	279 MONTEREY DR, 279, NAPLES, FL 34119-4650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SPRING HILL CIR, WAYNE, NJ 07470-8426

Mortgage

Document Number	0000030418
Date	May 4, 2021
Instrument	2021030418

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	43 SPRING HILL CIR, WAYNE, NJ 07470-8426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016890
Date	Apr 16, 2018
Book Page	M14980/0001
Instrument	2018016890

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	43 SPRING HILL CIR, WAYNE, NJ 07470-8426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051316
Date	Nov 8, 2019
Book Page	M15815/0078
Instrument	2019051316

Lender

Name	ATLANTIC STEWARDSHIP BANK
Type	Bank
Address	MIDLAND PARK, NJ 07432

Agreement

Amount	Amount Recorded

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,000 (-) Land $85,000 Building $125,000	$210,000 (-) Land $85,000 Building $125,000
2025	$12,596.00 (+0.87%)	$210,000 (-) Land $85,000 Building $125,000	$210,000 (-) Land $85,000 Building $125,000
2024	$12,487.00 (+5.17%)
2023		$210,000 Land $85,000 Building $125,000	$210,000 Land $85,000 Building $125,000
2022	$11,873.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Hill Cir

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