43 Spencer Knowles Rd, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 43 Spencer Knowles Rd, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,887 sqft · built 2004
Lot Size	0.703 acres (30,607 sqft)
Owner	Trust Name on File
Last Sale	$525,000 (Jun 2008)
Tax Bill	$11,764 (2026)
Deeds & Mortgages	May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0017 B:0020 L:0036`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0017 B:0020 L:0036`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,887 sqft Living Area
Gross Area	6,088 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,607 sqft (0.703 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	43 SPENCER KNOWLES RD
City	ROWLEY
State	MA
Zip	01969-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BLI
Legal Block	20
Legal Lot Number	36
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	3
Census Block	3000
Census Tract	270100

Owner

43 Spencer Knowles Rd is owner-occupied and held in a trust since April 2020.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	43 SPENCER KNOWLES RD, ROWLEY, MA 01969-1743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2008 · Amount on File
Deed Sale	Jun 17, 2008 · Amount on File
Prior Sale	Dec 3, 2004 · Amount on File
Deed Book / Page	27855 / 50
Last Transfer Date	Apr 20, 2020
Transfer Doc	38476-378
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 1, 2020
Property Address	43 SPENCER KNOWLES RD, ROWLEY, MA 01969-1743
Document Number	38476-378
Book / Page	038476 / 000378
Instrument Date	Apr 20, 2020
Instrument	1004290
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	43 SPENCER KNOWLES RD ROWLEY MA 019691743, ROWLEY, MA 01969-1743

Tax Assessment & Valuation

The 2026 property tax bill for 43 Spencer Knowles Rd was $11,764, up 12.8% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,764.00 (+12.84%)	$973,000 (+9.86%) Land $412,400 Building $560,600	$1,055,536 (+4.08%)
2025	$10,425.00 (+5.06%)	$885,700 (+8%) Land $325,100 Building $560,600	$1,014,125
2024	$9,923.00 (-0.1%)	$820,100 (+7.5%) Land $283,800 Building $536,300
2023	$9,933.00	$762,900 Land $246,700 Building $516,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Spencer Knowles Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Spencer Knowles Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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