43 Spence Dr, Apt B, Cabot, AR 72023 Property Records

Lonoke County property record for 43 Spence Dr, Apt B, Cabot, AR 72023

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 750 sqft
Owner	Company Name on Record
Last Sale	$70,000 (Oct 2007)
Tax Bill	$405 (2024)
Deeds & Mortgages	Jul 2020 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`723-00169-001`

Property Details

APN / Parcel Number

Primary APN	`723-00169-001`
Alternative APN	`29062`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft
Flooring	Vinyl/Resilient

Exterior

Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Driveway	Driveway
Driveway Area	420 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	20 sqft
Patio Area	84 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	43 SPENCE DR APT B, B
City	CABOT
State	AR
Zip	72023-3722
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOT:69B CITY/MUNI/TWP:CABOT SUBD:SOUTHBRIDGE SUBDIVISION SEC/TWN/RNG/MER:SEC 19 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	19
Legal Subdivision	SOUTHBRIDGE SUBDIVISION
Legal Lot Number	69B
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2033
Census Tract	20205

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 781, CABOT, AR 72023-0781
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Quit Claim Deed, Transfer · Line of Credit FIRST AR BK&TR
Jan 3, 2019	Grant Deed, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2007 · Amount on Record
Deed Sale	Oct 19, 2007 · Amount on Record
Deed Document Number	0000014196
Last Transfer Date	Jul 7, 2020
Transfer Doc	0000007072
Record Updated	Jun 7, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 7, 2020
Property Address	43 SPENCE DR APT B, B, CABOT, AR 72023-3722
Document Number	0000007072
Instrument Date	Jul 2, 2020
Instrument	7072
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	PROFESSION LAND TITLE COMPANY/AR, PROFESSIONAL LAND TITLE CO/AR

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 781 CABOT AR 720230781, CABOT, AR 72023-0781

Mortgage

Document Number	7073
Date	Jul 7, 2020
Instrument	7073

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	600 W MAIN ST, JACKSONVILLE, AR 72076-4432

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 6, 2025

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LONOKE AR
Recording Date	Jan 3, 2019
Property Address	43 SPENCE DR APT B, B, CABOT, AR 72023-3722
Instrument Date	Dec 28, 2018
Instrument	122
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 MARSHALL LN CABOT AR 720237468, CABOT, AR 72023-7468

Mortgage

Document Number	0000000122
Date	Jan 3, 2019
Instrument	122

Lender

Name	CENTENNIAL BK
Type	Bank
Address	2171 W MAIN ST, CABOT, AR 72023-6039

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,970 (-) Land $1,000 Building $6,970
2024	$405.00
2023	$405.00	$7,970 Land $1,000 Building $6,970	$39,850 Land $5,000 Building $34,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2009–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Spence Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures