43 Spartina Cres, Bluffton, SC 29910 Property Records

Beaufort County property record for 43 Spartina Cres, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,308 sqft · built 1985
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,375,000 (Jun 2026)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`R60002300A01260000`

Property Details

APN / Parcel Number

Primary APN	`R60002300A01260000`
Alternative APN	`02320722`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,308 sqft Living Area
1st Floor Area	2,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	660 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	43 SPARTINA CRES
City	BLUFFTON
State	SC
Zip	29910-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 193 BLK E ROSEHILL PL. PLAT BOOK 31 PAGE 157 T ACCT 1984 ROLL BACK TAX
Legal Subdivision	ROSEHILL ESTATE SIDE
Legal Block	E
Legal Lot Number	193
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1017
Census Tract	2201

Owner

Source: Beaufort County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 SPARTINA CRES, BLUFFTON, SC 29910-4702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Aug 15, 2011 · Amount on Record
Deed Document Number	202628097
Deed Book / Page	4551 / 2934
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 24, 2026
Property Address	43 SPARTINA CRES, BLUFFTON, SC 29910-4702
Document Number	0000028097
Book / Page	4551 / 2934
Instrument Date	Jun 3, 2026
Instrument	202628097
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$513,837.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SPARTINA CRES, BLUFFTON, SC 29910-4702

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	43 SPARTINA CRES, BLUFFTON, SC 29910-4702
Document Number	0000007043
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SPARTINA CRES BLUFFTON SC 299104702, BLUFFTON, SC 29910-4702

Mortgage

Document Number	0000007043
Date	Feb 8, 2018
Book Page	003642/003358
Instrument	7043

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,565.00 (-0.08%)	$20,260 (-33.63%)
2024	$2,567.00	$30,524 (-) Land $13,572 Building $16,952	$763,100 (-) Land $339,300 Building $423,800
2023	$2,567.00 (+22.12%)	$30,524 (+42.4%) Land $13,572 Building $16,952	$763,100 (+42.4%) Land $339,300 Building $423,800
2022	$2,102.00	$21,436 Land $11,040 Building $10,396	$535,900 Land $276,000 Building $259,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 538 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	538 in force
Nearby Flood Claims	31 (1991–2019)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Matthew, Oct 2016 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 77% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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