Kershaw County property record for 43 Sparrow Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 1,773 sqft · built 2024 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,000 (Aug 2024) |
| Tax Bill | $364 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265-00-00-109 |
| Primary APN | 265-00-00-109 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,773 sqft Gross Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Account Number | 2320 |
|---|---|
| Street Address | 43 SPARROW RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PLAT PREPARED FOR HAILE O WATSON JR |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 970401 |
Source: Kershaw County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 SPARROW RD, LUGOFF, SC 29078-9116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Aug 6, 2024 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 25, 2024 | Deed, Construction Loan · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 3, 2024 | Deed, Transfer |
| Jun 17, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 17, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on Record |
| Deed Sale | Aug 6, 2024 · Amount on Record |
| Prior Sale | Jul 24, 2024 · Amount on Record |
| Deed Document Number | 20246597 |
| Deed Book / Page | 5192 / 117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 7, 2026 |
| Property Address | 43 SPARROW RD, LUGOFF, SC 29078-9116 |
| Document Number | 0000006521 |
| Book / Page | 5630 / 173 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20266521 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $66,963.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 SPARROW RD, LUGOFF, SC 29078-9116 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 43 SPARROW RD, LUGOFF, SC 29078-9116 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1534 PINE VALLEY DR, ELGIN, SC 29045-8934 |
| Document Number | 0020246135 |
|---|---|
| Date | Jul 24, 2024 |
| Book Page | 5182/236 |
| Instrument | 2024-6135 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 6, 2024 |
| Property Address | 43 SPARROW RD, LUGOFF, SC 29078-9116 |
| Document Number | 0020246597 |
| Book / Page | 5192 / 117 |
| Map Reference | MB 5175 PG 150 |
| Instrument Date | Aug 6, 2024 |
| Instrument | 2024-6597 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 SPARROW RD, LUGOFF, SC 29078-9116 |
| Document Number | 0020246598 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 2024-6598 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 25, 2024 |
| Property Address | 43 SPARROW RD, LUGOFF, SC 29078-9116 |
| Document Number | 0020243238 |
| Book / Page | 5126 / 356 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 2024-3238 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1519 BRENNEN RD, COLUMBIA, SC 29206-4472 |
| Document Number | 0020243239 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024-3239 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 24, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 3, 2024 |
| Property Address | 43 SPARROW RD, LUGOFF, SC 29078-9116 |
| Document Number | 0020242626 |
| Book / Page | 5115 / 132 |
| Map Reference | MB 5109 PG 283 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024-2626 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $468.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 WRIGHTS POINT CIR, BEAUFORT, SC 29902-6955 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 17, 2020 |
| Property Address | 2189 RIDGEWAY RD, LUGOFF, SC 29078-8840 |
| Document Number | 0000005204 |
| Book / Page | 004243 / 000015 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 5204 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1612 KELLYTOWN RD LUGOFF SC 290789733, LUGOFF, SC 29078-9733 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 17, 2020 |
| Property Address | 2189 RIDGEWAY RD, LUGOFF, SC 29078-8840 |
| Document Number | 0000005203 |
| Book / Page | 004243 / 000011 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 5203 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1612 KELLYTOWN RD LUGOFF SC 290789733, LUGOFF, SC 29078-9733 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $364.00 (+2,5%) | $188,000 (+859.18%) Land $30,000 Building $158,000 | $188,000 (+859.18%) |
| 2023 | $14.00 | $19,600 Land $19,600 | $19,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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