43 Sparrow Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 43 Sparrow Rd, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details1,773 sqft · built 2024
Lot Size0.67 acres (29,185 sqft)
OwnerIndividual Name on Record
Last Sale$188,000 (Aug 2024)
Tax Bill$364 (2025)
Deeds & MortgagesJul 2026 Sale
Jul 2024 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN265-00-00-109

Property Details

APN / Parcel Number

Primary APN265-00-00-109
Alternative APN
  • 2320

Interior

Stories1 Story
Building Area1,773 sqft Gross Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialVinyl
Roof MaterialComposition Shingle
Lot Area29,185 sqft (0.67 acres)

Location & Zoning

Account Number2320
Street Address43 SPARROW RD
CityLUGOFF
StateSC
Zip29078-9116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPLAT PREPARED FOR HAILE O WATSON JR
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2008
Census Tract970401

Owner

Source: Kershaw County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43 SPARROW RD, LUGOFF, SC 29078-9116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 24, 2024Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Aug 6, 2024Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Apr 25, 2024Deed, Construction Loan · Construction Mortgage
FIRST CITIZENS BANK & TRUST CO
Apr 3, 2024Deed, Transfer
Jun 17, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jun 17, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2024 · Amount on Record
Deed SaleAug 6, 2024 · Amount on Record
Prior SaleJul 24, 2024 · Amount on Record
Deed Document Number20246597
Deed Book / Page5192 / 117
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateJul 7, 2026
Property Address43 SPARROW RD, LUGOFF, SC 29078-9116
Document Number0000006521
Book / Page5630 / 173
Instrument DateJun 26, 2026
Instrument20266521
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$66,963.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 SPARROW RD, LUGOFF, SC 29078-9116

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address43 SPARROW RD, LUGOFF, SC 29078-9116
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1534 PINE VALLEY DR, ELGIN, SC 29045-8934

Mortgage

Document Number0020246135
DateJul 24, 2024
Book Page5182/236
Instrument2024-6135
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionKERSHAW SC
Recording DateAug 6, 2024
Property Address43 SPARROW RD, LUGOFF, SC 29078-9116
Document Number0020246597
Book / Page5192 / 117
Map ReferenceMB 5175 PG 150
Instrument DateAug 6, 2024
Instrument2024-6597
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$488.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 SPARROW RD, LUGOFF, SC 29078-9116

Mortgage

Document Number0020246598
DateAug 6, 2024
Instrument2024-6598
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

April 2024: Deed, Construction Loan

Document TypeDeed
JurisdictionKERSHAW SC
Recording DateApr 25, 2024
Property Address43 SPARROW RD, LUGOFF, SC 29078-9116
Document Number0020243238
Book / Page5126 / 356
Instrument DateApr 24, 2024
Instrument2024-3238
Transaction TypeConstruction Loan
Record UpdatedNov 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1519 BRENNEN RD, COLUMBIA, SC 29206-4472

Mortgage

Document Number0020243239
DateApr 25, 2024
Instrument2024-3239
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueApr 24, 2029

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionKERSHAW SC
Recording DateApr 3, 2024
Property Address43 SPARROW RD, LUGOFF, SC 29078-9116
Document Number0020242626
Book / Page5115 / 132
Map ReferenceMB 5109 PG 283
Instrument DateMar 26, 2024
Instrument2024-2626
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

AmountAmount Recorded
Tax$468.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WRIGHTS POINT CIR, BEAUFORT, SC 29902-6955

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJun 17, 2020
Property Address2189 RIDGEWAY RD, LUGOFF, SC 29078-8840
Document Number0000005204
Book / Page004243 / 000015
Instrument DateJun 16, 2020
Instrument5204
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 KELLYTOWN RD LUGOFF SC 290789733, LUGOFF, SC 29078-9733

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJun 17, 2020
Property Address2189 RIDGEWAY RD, LUGOFF, SC 29078-8840
Document Number0000005203
Book / Page004243 / 000011
Instrument DateJun 16, 2020
Instrument5203
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 KELLYTOWN RD LUGOFF SC 290789733, LUGOFF, SC 29078-9733

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$364.00 (+2,5%)$188,000 (+859.18%) Land $30,000 Building $158,000$188,000 (+859.18%)
2023$14.00$19,600 Land $19,600$19,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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