St. Johns County property record for 43 Soto St, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,028 sqft · built 2018 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (May 2024) |
| Tax Bill | $4,949 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 136681-1110 |
| Primary APN | 136681-1110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 2,028 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 43 SOTO ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-9023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85/53-60 ANDALUSIA PHASE 2 LOT 111 OR5958/387 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | ANDALUSIA PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 111 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21207 |
43 Soto St is owned and occupied by two individuals who acquired it in August 2026.
Source: St. Johns County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 SOTO ST, SAINT AUGUSTINE, FL 32086-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 10, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on File |
| Deed Sale | May 30, 2024 · Amount on File |
| Prior Sale | Jun 29, 2018 · Amount on File |
| Deed Document Number | 202441799 |
| Deed Book / Page | 5958 / 387 |
| Last Transfer Date | Aug 5, 2026 |
| Transfer Doc | 0000067109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 43 SOTO ST, SAINT AUGUSTINE, FL 32086-9023 |
| Document Number | 0000067109 |
| Book / Page | 6415 / 963 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202667109 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 SOTO ST, SAINT AUGUSTINE, FL 32086-9023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 43 SOTO ST, SAINT AUGUSTINE, FL 32086-9023 |
| Document Number | 0049410969 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 43 SOTO ST ST AUGUSTINE FL 320869023, ST AUGUSTINE, FL 32086-9023 |
| Document Number | 0049410969 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 004941/000969 |
| Instrument | 36651 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 43 Soto St was $4,949, up 0.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,304 (+4.26%) Land $85,000 Building $272,304 | $357,304 (+4.26%) Land $85,000 Building $272,304 | |
| 2025 | $4,949.00 (+0.3%) | $342,707 | $342,707 Land $85,000 Building $257,707 |
| 2024 | $4,934.00 (+69.09%) | ||
| 2023 | $2,918.00 (+3.11%) Homeowner's exemption | $249,266 (+3%) | $363,509 (+7.46%) Land $67,200 Building $296,309 |
| 2022 | $2,830.00 Homeowner's exemption | $242,006 | $338,276 Land $67,200 Building $271,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Soto St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Soto St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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