43 Smith Rd, Mexico, NY 13114 Property Records

Oswego County and Mexico Town property record for 43 Smith Rd, Mexico, NY 13114

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1992
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Nov 2024)
Tax Bill	$4,651 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`353489 099.00-03-18.02`

Property Details

APN / Parcel Number

Primary APN	`353489 099.00-03-18.02`
Alternative APN	`348909900000030180200000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	960 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	78,844 sqft (1.81 acres)
Garage Type	Basement
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	43 SMITH RD
City	MEXICO
State	NY
Zip	13114-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Subdivision	SCRIBAS PATENT
Legal Block	3
Legal Lot Number	18.020
Jurisdiction	OSWEGO NY
Township / Civil Division	MEXICO
Census Block Group	2
Census Block	2005
Census Tract	20400

Owner

Source: Oswego County and Mexico Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 MAPLE AVE, PORT BYRON, NY 13140-3340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Deed Document Number	2024R2024009969
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 13, 2024
Property Address	43 SMITH RD, MEXICO, NY 13114-3151
Document Number	0000009969
Instrument Date	Nov 1, 2024
Instrument	R-2024-009969
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 SMITH RD, MEXICO, NY 13114-3151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 MAPLE AVE, PORT BYRON, NY 13140-3340

Mortgage

Document Number	0000009970
Date	Nov 13, 2024
Instrument	R-2024-009970

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: Oswego County and Mexico Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Mexico Town
Unified School District	Mexico Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,651.00 (-30.14%) Homeowner's exemption
2025	$6,658.00	$105,000 (-) Land $17,000 Building $88,000	$172,131 (+6.52%) Land $27,869 Building $144,262
2024	Homeowner's exemption	$105,000 (-) Land $17,000 Building $88,000	$161,588 (+7.73%) Land $26,162 Building $135,426
2023		$105,000 Land $17,000 Building $88,000	$150,000 Land $24,286 Building $125,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1978–2019)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35