43 Shefford St, Springfield, MA 01107 Property Records

Hampden County and Springfield City property record for 43 Shefford St, Springfield, MA 01107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,526 sqft · built 1946
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$85,500 (Jan 1999)
Tax Bill	$5,077 (2026)
Deeds & Mortgages	May 2022 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10780 P:0081`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10780 P:0081`
Alternative APN	`107800081`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
1st Floor Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	107800081
Street Address	43 SHEFFORD ST
City	SPRINGFIELD
State	MA
Zip	01107-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3017
Census Tract	800500

Owner

43 Shefford St is owned and occupied by two individuals who bought it in January 1999.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 SHEFFORD ST, SPRINGFIELD, MA 01107-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 1999 · Amount on File
Deed Sale	Jan 22, 1999 · Amount on File
Prior Sale	Aug 17, 1998 · Amount on File
Deed Book / Page	10620 / 66
Transfer Doc	1040000003
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	43 SHEFFORD ST, SPRINGFIELD, MA 01107-1226
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024550-129
Date	May 17, 2022
Book Page	24550/129
Instrument	29874

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	43 SHEFFORD ST, SPRINGFIELD, MA 01107-1226
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21590-404
Date	Mar 6, 2017
Book Page	21590/404
Instrument	11692

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 43 Shefford St was $5,077, down 6.7% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,077.00 (-6.72%)	$328,400 (-5.39%) Land $52,900 Building $275,500	$321,653 (+8.24%)
2025	$5,443.00	$347,100 Land $52,900 Building $294,200	$297,160 (+9.1%)
2024			$272,365
2023	$4,980.00	$292,100 Land $50,400 Building $241,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Shefford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 43 Shefford St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Spectrum, T-Mobile, Verizon.

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