43 Shadow Ln, Cromwell, CT 06416 Property Records

Cromwell Town property record for 43 Shadow Ln, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,924 sqft · built 2022
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (May 2024)
Tax Bill	$12,861 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-3B`

Property Details

APN / Parcel Number

Primary APN	`57-3B`
Alternative APNs	`CROM M:12000200` `12000200`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,924 sqft Living Area
Gross Area	5,473 sqft
1st Floor Area	1,874 sqft
Attic	Attic
Attic Area	151 sqft
Basement Area	1,874 sqft
Unfinished Basement	1,874 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,700 sqft (0.59 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12000200
Street Address	43 SHADOW LN
City	CROMWELL
State	CT
Zip	06416-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	4
Census Block	4013
Census Tract	570300

Owner

Source: Cromwell Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 SHADOW LN, CROMWELL, CT 06416-1422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG
May 21, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB
Aug 17, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Aug 17, 2023 · Amount on Record
Deed Document Number	2024811
Deed Book / Page	1820 / 195
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	43 SHADOW LN, CROMWELL, CT 06416-1422
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001867-160
Date	Nov 14, 2025
Book Page	1867/160
Instrument	2207

Lender

Name	ATLANTIC COAST MTG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	May 21, 2024
Property Address	43 SHADOW LN, CROMWELL, CT 06416-1422
Document Number	001820-195
Book / Page	1820 / 195
Instrument Date	May 20, 2024
Instrument	811
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000000812
Date	May 21, 2024
Instrument	812

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Aug 17, 2023
Property Address	43 SHADOW LN, CROMWELL, CT 06416-1422
Document Number	001801-278
Book / Page	1801 / 278
Instrument Date	Aug 16, 2023
Instrument	1367
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,861.00	$417,690 (+392.33%) Land $78,190 Building $339,500	$292,383 Land $54,733 Building $237,650
2024	$12,861.00 (+415.47%)
2023	$2,495.00 (+4.52%)	$84,840 (+18.48%) Land $78,190 Building $6,650
2022	$2,387.00	$71,610 Land $71,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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