43 Sedgewick St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 43 Sedgewick St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1954
Lot Size	0.248 acres (10,807 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Nov 2022)
Tax Bill	$4,629 (2026)
Deeds & Mortgages	Jun 2021 Refinance Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10685 P:0015`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10685 P:0015`
Alternative APN	`106850015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,807 sqft (0.248 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	106850015
Street Address	43 SEDGEWICK ST
City	SPRINGFIELD
State	MA
Zip	01108-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1027
Census Tract	802602

Owner

43 Sedgewick St is owned and occupied by an individual who bought it in November 2022.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	43 SEDGEWICK ST, SPRINGFIELD, MA 01108-3537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK, THE
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Nov 8, 2022	Deed, Transfer · Stand-Alone First Mortgage FLORENCE BANK
Nov 26, 2019	Quit Claim Deed, Transfer · Conventional with PMI FREEDOM CU
Aug 6, 2019	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Book / Page	24797 / 106
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	22974-232
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	43 SEDGEWICK ST, SPRINGFIELD, MA 01108-3537
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023915-143
Date	Jun 1, 2021
Book Page	23915/143
Instrument	37385

Lender

Name	PEOPLES BANK, THE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	43 SEDGEWICK ST, SPRINGFIELD, MA 01108-3537
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024126-333
Date	Sep 17, 2021
Book Page	24126/333
Instrument	65508

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 8, 2022
Property Address	43 SEDGEWICK ST, SPRINGFIELD, MA 01108-3537
Document Number	024797-106
Book / Page	24797 / 106
Instrument Date	Nov 8, 2022
Instrument	66247
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 EVERGREEN RD APT 108, 108, LEEDS, MA 01053-9742

Mortgage

Document Number	0000066248
Date	Nov 8, 2022
Instrument	66248

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 26, 2019
Property Address	43 SEDGEWICK ST, SPRINGFIELD, MA 01108-3537
Document Number	22974-232
Book / Page	022974 / 000232
Instrument Date	Sep 16, 2019
Instrument	70078
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.95
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SEDGEWICK ST SPRINGFIELD MA 011083537, SPRINGFIELD, MA 01108-3537

Mortgage

Document Number	22974-235
Date	Nov 26, 2019
Book Page	022974/000235
Instrument	70079

Lender

Name	FREEDOM CU

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

August 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 6, 2019
Property Address	43 SEDGEWICK ST, SPRINGFIELD, MA 01108-3537
Document Number	22792-310
Book / Page	022792 / 000310
Instrument Date	Feb 21, 2019
Instrument	44018
Transaction Type	Foreclosure
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$652.37
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

The 2026 property tax bill for 43 Sedgewick St was $4,629, up 10.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,629.00 (+10.08%)	$299,400 (+11.63%) Land $48,700 Building $250,700	$288,151 (-17.4%)
2025	$4,205.00	$268,200 Land $48,700 Building $219,500	$348,840 (+0.6%)
2024			$346,750
2023	$3,596.00	$210,900 Land $41,200 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Sedgewick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Sedgewick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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