43 School St, Narrowsburg, NY 12764 Property Records

Sullivan County and Tusten Town property record for 43 School St, Narrowsburg, NY 12764

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,140 sqft · built 1890
Lot Size	0.754 acres (32,850 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Aug 2016)
Tax Bill	$4,078 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`484800 10.-3-14`

Property Details

APN / Parcel Number

Primary APN	`484800 10.-3-14`
Alternative APNs	`4800010 0003014000` `128400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,140 sqft Total Area
1st Floor Area	1,086 sqft
2nd Floor Area	894 sqft
Upper Floors Area	160 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	32,850 sqft (0.754 acres)
Lot Dimensions	219 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	271 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	128400
Street Address	43 SCHOOL ST
City	NARROWSBURG
State	NY
Zip	12764-6419
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	06 - INDUS
Legal Block	3
Legal Lot Number	14.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	TUSTEN
Census Block Group	1
Census Block	1029
Census Tract	952300

Owner

Source: Sullivan County and Tusten Town records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 SCHOOL ST, NARROWSBURG, NY 12764-6419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ACTORS FCU
Oct 24, 2018	Quit Claim Deed, Mortgage · Conventional with PMI ACTORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2016 · Amount on Record
Deed Sale	Aug 3, 2016 · Amount on Record
Prior Sale	Oct 13, 1992 · Amount on Record
Deed Document Number	2016
Deed Book / Page	2016 / 5752
Last Transfer Date	May 26, 2026
Transfer Doc	0000004767
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jun 25, 2026
Property Address	43 SCHOOL ST, NARROWSBURG, NY 12764-6419
Document Number	0000004767
Instrument Date	May 26, 2026
Instrument	20264767
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SCHOOL ST, NARROWSBURG, NY 12764-6419

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	43 SCHOOL ST, NARROWSBURG, NY 12764-6419
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000098
Date	Jan 18, 2022
Instrument	2022-598

Lender

Name	ACTORS FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN NY
Recording Date	Oct 24, 2018
Property Address	43 SCHOOL ST, NARROWSBURG, NY 12764-6419
Document Number	0000007609
Instrument Date	Jul 26, 2018
Instrument	7609
Transaction Type	Mortgage
Record Updated	Jan 22, 2019
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 SCHOOL ST NARROWSBURG NY 127646419, NARROWSBURG, NY 12764-6419

Mortgage

Document Number	7610
Date	Oct 24, 2018
Instrument	7610

Lender

Name	ACTORS FCU
Type	Credit Union
Address	NEW YORK, NY 10036

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.24%

Tax Assessment & Valuation

Source: Sullivan County and Tusten Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Tusten Town
Unified School District	Sullivan West Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,078.00	$66,000 (-) Land $15,000 Building $51,000	$252,197 (+6.99%) Land $57,317 Building $194,880
2024		$66,000 (-) Land $15,000 Building $51,000	$235,714 (+39%) Land $53,571 Building $182,143
2023		$66,000 Land $15,000 Building $51,000	$169,579 Land $38,541 Building $131,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	42 (1996–2021)
Claims Outside the SFHA	25 of 42
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Jun 2006 · 33 claims Tropical Depression Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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