43 Ruth St, Hammond, IN 46320 Property Records

Lake County property record for 43 Ruth St, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	7 bd · 1.5 ba · 2,510 sqft · built 1905
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$154,151 (Apr 2026)
Tax Bill	$1,998 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0143-0013`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0143-0013`
Alternative APNs	`45-06-01-104-029.000-023` `263401430013`

Interior

Bedrooms	7 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
Gross Area	3,765 sqft
1st Floor Area	2,510 sqft
Basement Area	1,255 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1985
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	43 RUTH ST
City	HAMMOND
State	IN
Zip	46320-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD ADD. L.15 BL.4 AND L.16 BL.4
Legal Subdivision	HOMEWOOD ADD
Legal Block	4
Legal Lot Number	15
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1004
Census Tract	20700

Owner

43 Ruth St is owned and occupied by two individuals who bought it in April 2026.

Source: Lake County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 RUTH ST, HAMMOND, IN 46320-2328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 14, 2026	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Apr 27, 2012
Deed Document Number	2026514822
Prior Transfer Date	Apr 8, 2026
Prior Transfer Doc	0000014822
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 14, 2026
Property Address	43 RUTH ST, HAMMOND, IN 46320-2328
Document Number	0000014822
Instrument Date	Apr 8, 2026
Instrument	2026514822
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 RUTH ST, HAMMOND, IN 46320-2328

Mortgage

Document Number	0000514823,
Date	Apr 14, 2026
Instrument	2026514823

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 14, 2026
Property Address	43 RUTH ST, HAMMOND, IN 46320-2328
Document Number	0000514822
Instrument Date	Apr 8, 2026
Instrument	2026514822
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 RUTH ST, HAMMOND, IN 46320-2328

Mortgage

Document Number	0000514823,
Date	Apr 14, 2026
Instrument	2026514823

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Mar 13, 2017
Property Address	43 RUTH ST, HAMMOND, IN 46320-2328
Document Number	0000016106
Instrument Date	Mar 6, 2017
Instrument	16106
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RUTH ST HAMMOND IN 463202328, HAMMOND, IN 46320-2328

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,300 Land $21,400 Building $210,900	$232,300 Land $21,400 Building $210,900
2024	$1,998.00
2023		$149,000 (+5.45%) Land $22,000 Building $127,000	$149,000 (+5.45%) Land $22,000 Building $127,000
2022	$2,549.00 Homeowner's exemption	$141,300 Land $22,000 Building $119,300	$141,300 Land $22,000 Building $119,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 43 Ruth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALUMET CITY serves 37,000 people · EPA ID IL0310390
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, Verizon.

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