43 Robert Rd, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 43 Robert Rd, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,426 sqft · built 1961
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,202 (2026)
Deeds & Mortgages	Nov 2025 Transfer Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264200 109.09-2-68`

Property Details

APN / Parcel Number

Primary APN	`264200 109.09-2-68`
Alternative APNs	`42001090900002068000` `00932125000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,162 sqft
Upper Floors Area	264 sqft
Basement Area	264 sqft
Finished Basement	264 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	210 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00932125000
Street Address	43 ROBERT RD
City	PENFIELD
State	NY
Zip	14526-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	0055-13-04 WYANDALE 1 L18 01
Legal Block	2
Legal Lot Number	68.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	3
Census Block	3019
Census Tract	11504

Owner

43 Robert Rd is owner-occupied and held in a trust since November 2025.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	43 ROBERT RD, PENFIELD, NY 14526-9718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Intrafamily Transfer, Transfer
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST/NY FCU
Jun 27, 2018	Deed of Trust, Mortgage · Conventional with PMI FAMILY FIRST/NY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 11, 2025
Transfer Doc	0003356246
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Nov 19, 2025
Property Address	43 ROBERT RD, PENFIELD, NY 14526-9718
Document Number	202503356246
Book / Page	13147 / 309
Map Reference	LB 143 PG 37
Instrument Date	Nov 19, 2025
Instrument	202503356246
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 ROBERT RD, PENFIELD, NY 14526-9718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	43 ROBERT RD, PENFIELD, NY 14526-9718

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	43 ROBERT RD, PENFIELD, NY 14526-9718
Document Number	0000000357
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ROBERT RD PENFIELD NY 145269718, PENFIELD, NY 14526-9718

Mortgage

Document Number	0000000357
Date	Aug 22, 2018
Book Page	027732/000325
Instrument	357

Lender

Name	FAMILY FIRST/NY FCU
Type	Credit Union
Address	ROCHESTER, NY 14625

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 21, 2028

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	43 ROBERT RD, PENFIELD, NY 14526-9718
Document Number	0000000732
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ROBERT RD PENFIELD NY 145269718, PENFIELD, NY 14526-9718

Mortgage

Document Number	0000000732
Date	Jul 2, 2018
Book Page	027663/000661
Instrument	732

Lender

Name	FAMILY FIRST/NY FCU
Type	Credit Union
Address	ROCHESTER, NY 14625

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 43 Robert Rd was $5,202 with a homeowner's exemption, up 18.9% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,202.00 (+18.93%) Homeowner's exemption
2025	$4,374.00 (-8.22%)	$173,000 (-) Land $57,700 Building $115,300	$230,700 (+15.99%) Land $76,944 Building $153,756
2024	$4,766.00 Homeowner's exemption	$173,000 (-) Land $57,700 Building $115,300	$198,900 (+8.1%) Land $66,338 Building $132,562
2023		$173,000 (-) Land $57,700 Building $115,300	$184,000 (+6.36%) Land $61,369 Building $122,631
2022		$173,000 Land $57,700 Building $115,300	$173,000 Land $57,700 Building $115,300
2021	$4,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Robert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Robert Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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