43 Riverbank Rd, Northampton, MA 01060 Property Records

Hampshire County and Northampton City property record for 43 Riverbank Rd, Northampton, MA 01060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,240 sqft · built 1978
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2020)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2017 Mortgage
APN	`NHAM M:0025 B:0070 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0025 B:0070 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,543 sqft (0.265 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	43 RIVERBANK RD
City	NORTHAMPTON
State	MA
Zip	01060-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Legal Block	70
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1001
Census Tract	822200

Owner

43 Riverbank Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 RIVERBANK RD, NORTHAMPTON, MA 01060-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBER ADVANTAGE MORTGAGE LLC
Jan 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Jun 13, 2016
Deed Document Number	202015341
Deed Book / Page	13724 / 278
Transfer Doc	12532-241
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Aug 4, 2020
Property Address	43 RIVERBANK RD, NORTHAMPTON, MA 01060-2514
Document Number	13724-278
Book / Page	13724 / 278
Instrument Date	Jul 29, 2020
Instrument	15341
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	71 LAWRENCE AVE, SOUTH HADLEY, MA 01075

Mortgage

Document Number	15342
Date	Aug 4, 2020
Instrument	15342

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jan 20, 2017
Property Address	43 RIVERBANK RD, NORTHAMPTON, MA 01060-2514
Document Number	12532-241
Book / Page	012532 / 000241
Instrument Date	Jan 14, 2017
Instrument	1444
Transaction Type	Transfer
Record Updated	Feb 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 RIVERBANK RD NORTHAMPTON MA 010602514, NORTHAMPTON, MA 01060-2514

Mortgage

Document Number	12532-244
Date	Jan 20, 2017
Book Page	012532/000244
Instrument	1445

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 43 Riverbank Rd was $4,502.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,502.00	$323,200 Land $88,300 Building $234,900	$320,340 (+9.98%)
2024			$291,270
2023	$3,797.00	$239,700 Land $76,400 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 43 Riverbank Rd; there have been 29 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	29 (1984–2023)
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Tropical Storm Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Oct 2005 · 2 claims Severe Storms & Flooding, Apr 1987 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Riverbank Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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