Campbell County property record for 43 River Rd, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 762 sqft · built 1925 |
| Lot Size | 0.364 acres (15,870 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $421 (2025) |
| Deeds & Mortgages | Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-14-979.00 |
| Primary APN | 999-99-14-979.00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 762 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,870 sqft (0.364 acres) |
| Lot Dimensions | 138 ft deep x 115 ft wide |
| Terrain | Steep |
| View / Lot | Fair |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999914979.00 |
|---|---|
| Street Address | 43 RIVER RD |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 C J HELM 115 X 138 43 RIVER RD |
| Legal Subdivision | HELM ESTATE |
| Legal Lot Number | 15 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 52800 |
43 River Rd is held in a trust since January 2019.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6001 FOX RUN RD, HIGHLAND HEIGHTS, KY 41076-9210 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 28, 2019 |
| Transfer Doc | 0005086579 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jan 28, 2019 |
| Property Address | 43 RIVER RD, FORT THOMAS, KY 41075-2336 |
| Document Number | 0005086579 |
| Book / Page | 000800 / 000588 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 5086579 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6001 FOX RUN RD HIGHLAND HEIGHTS KY 410769210, HIGHLAND HEIGHTS, KY 41076-9210 |
The 2025 property tax bill for 43 River Rd was $421.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $421.00 | $114,300 Land $50,000 Building $64,300 | $114,300 Land $50,000 Building $64,300 |
| 2023 | $451.00 (-2.38%) | $114,300 (-) Land $50,000 Building $64,300 | $114,300 (-) Land $50,000 Building $64,300 |
| 2022 | $462.00 | $114,300 Land $50,000 Building $64,300 | $114,300 Land $50,000 Building $64,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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