43 Regulator Dr, Clayton, NC 27520 Property Records

Johnston County property record for 43 Regulator Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 2009
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2025)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15I06020A`

Property Details

APN / Parcel Number

Primary APN	`15I06020A`
Alternative APNs	`2000197349` `2000253640` `2000279579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	3,383 sqft
1st Floor Area	1,522 sqft
Attic	Attic
Attic Area	748 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	365 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000279579
Street Address	43 REGULATOR DR
City	CLAYTON
State	NC
Zip	27520-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 120 SUMMERSET PLACE PH 3 71/179
Legal Subdivision	SUMMERSET PLACE SUBDIVISION, PHASE THREE
Legal Phase	3
Legal Lot Number	120
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4006
Census Tract	41104

Owner

43 Regulator Dr is owned and occupied by an individual who bought it in April 2025.

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	43 REGULATOR DR, CLAYTON, NC 27520-8716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Sep 19, 2022 · Amount on File
Deed Document Number	202511692
Deed Book / Page	6866 / 686
Prior Transfer Date	Oct 7, 2009
Prior Transfer Doc	0000268442
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	May 20, 2026
Property Address	43 REGULATOR DR, CLAYTON, NC 27520-8716
Document Number	0000016137
Book / Page	7114 / 705
Instrument Date	May 18, 2026
Instrument	202616137
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 REGULATOR DR, CLAYTON, NC 27520-8716

Mortgage

Document Number	0000016137,
Date	May 20, 2026
Book Page	7114/705
Instrument	202616137

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 19, 2022
Property Address	43 REGULATOR DR, CLAYTON, NC 27520-8716
Document Number	0000827594
Book / Page	6343 / 853
Map Reference	MB 71 PG 177-182
Instrument Date	Sep 12, 2022
Instrument	2022827594
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 REGULATOR DR, 43, CLAYTON, NC 27520-8716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 REGULATOR DR, CLAYTON, NC 27520-8716

Mortgage

Document Number	0000827595
Date	Sep 19, 2022
Instrument	2022827595

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 43 Regulator Dr was $2,250, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (-1.62%)	$360,060 (-) Land $80,000 Building $280,060	$360,060 (-) Land $80,000 Building $280,060
2025	$2,287.00	$360,060 Land $80,000 Building $280,060	$360,060 Land $80,000 Building $280,060
2023	$1,633.00	$212,050 Land $42,000 Building $170,050	$212,050 Land $42,000 Building $170,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Regulator Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Regulator Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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