43 Read St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 43 Read St, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,256 sqft · built 1875
Lot Size	0.088 acres (3,850 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Oct 2025)
Tax Bill	$8,071 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:048 L:030`

Property Details

APN / Parcel Number

Primary APN	`WINT M:048 L:030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	3,624 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	3,850 sqft (0.088 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	43 READ ST
City	WINTHROP
State	MA
Zip	02152-2709
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	30
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	4
Census Block	4001
Census Tract	180200

Owner

43 Read St, a duplex, is owned and occupied by two individuals who bought it in October 2025.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 READ ST, WINTHROP, MA 02152-2709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 24, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2017	Quit Claim Deed, Transfer MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Dec 14, 2017 · Amount on File
Deed Document Number	202563938
Deed Book / Page	71947 / 43
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Oct 3, 2025
Property Address	43 READ ST, WINTHROP, MA 02152-2709
Document Number	0071947-43
Book / Page	71947 / 43
Instrument Date	Oct 3, 2025
Instrument	63938
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 READ ST, WINTHROP, MA 02152-2709

Mortgage

Document Number	0000063939
Date	Oct 3, 2025
Instrument	63939

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Oct 24, 2024
Property Address	43 READ ST, WINTHROP, MA 02152-2709
Document Number	070727-316
Book / Page	70727 / 316
Instrument Date	Jul 19, 2024
Instrument	66038
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 FAIRVIEW ST, WINTHROP, MA 02152-2740
Investor	Possibly a Property Investor

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Dec 14, 2017
Property Address	43 READ ST, WINTHROP, MA 02152-2709
Document Number	58933-272
Book / Page	58933 / 272
Instrument	110787
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 READ ST, WINTHROP, MA 02152-2709

Mortgage

Document Number	589330274
Date	Dec 14, 2017
Instrument	58933/0274

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 14, 2048

Interest

Rate	3%
Max Rate At Change	10.1%
Max Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 43 Read St was $8,071, up 13.2% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,071.00 (+13.18%)	$724,500 (+4.85%) Land $342,900 Building $381,600	$830,705
2025	$7,131.00 (+5.01%)	$691,000 (+6.03%) Land $326,600 Building $364,400
2024	$6,791.00 (-2.53%)	$651,700 (+0.09%) Land $313,900 Building $337,800
2023	$6,967.00	$651,100 Land $287,300 Building $363,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Read St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	58 units insured incl. 48 condo units
Nearby Flood Claims	20 (1978–2018)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Read St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile.

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