43 Putnam Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 43 Putnam Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1953
Lot Size	0.253 acres (11,007 sqft)
Owner	Individual Name on File
Last Sale	$265,900 (Aug 2022)
Tax Bill	$4,564 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:75 L:25`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:75 L:25`
Alternative APN	`M:329075 B:00025 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	2,624 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,007 sqft (0.253 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	43 PUTNAM DR
City	WESTFIELD
State	MA
Zip	01085-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	25
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2003
Census Tract	812901

Owner

43 Putnam Dr is owned and occupied by an individual who bought it in August 2022.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	43 PUTNAM DR, WESTFIELD, MA 01085-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE)
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK HOLYOKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Prior Sale	Aug 5, 2016 · Amount on File
Deed Book / Page	24701 / 13
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTFIELD MA
Recording Date	Aug 29, 2022
Property Address	43 PUTNAM DR, WESTFIELD, MA 01085-2627
Document Number	0024701-13
Book / Page	24701 / 13
Instrument Date	Aug 29, 2022
Instrument	52072
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 E GLEN DR, WESTFIELD, MA 01085-1253
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052073
Date	Aug 29, 2022
Instrument	52073

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	43 PUTNAM DR, WESTFIELD, MA 01085-2627
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21858-129
Date	Sep 15, 2017
Book Page	21858/129
Instrument	54204

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	43 PUTNAM DR, WESTFIELD, MA 01085-2627
Document Number	23163-424
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 PUTNAM DR WESTFIELD MA 010852627, WESTFIELD, MA 01085-2627

Mortgage

Document Number	23163-424
Date	Apr 10, 2020
Book Page	023163/000424
Instrument	18456

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	43 PUTNAM DR, WESTFIELD, MA 01085-2627
Document Number	22371-214
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 PUTNAM DR WESTFIELD MA 010852627, WESTFIELD, MA 01085-2627

Mortgage

Document Number	22371-214
Date	Sep 24, 2018
Book Page	022371/000214
Instrument	57028

Lender

Name	PEOPLESBANK HOLYOKE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 23, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 43 Putnam Dr was $4,564, up 7.8% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,564.00 (+7.84%)	$305,700 (+9.65%) Land $116,900 Building $188,800	$293,580 (-1.86%)
2025	$4,232.00	$278,800 Land $113,500 Building $165,300	$299,155 (+1.84%)
2024			$293,740
2023	$4,123.00	$242,800 Land $98,300 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Putnam Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Putnam Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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