Worcester County and Webster Town property record for 43 Prospect St, Webster, MA 01570
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,728 sqft · built 2004 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,900 (Aug 2015) |
| Tax Bill | $5,340 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0014B B:3 |
| Primary APN | M:0014B B:3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,728 sqft Living Area |
| Gross Area | 3,308 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,581 sqft (0.197 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1812 |
|---|---|
| Street Address | 43 PROSPECT ST |
| City | WEBSTER |
| State | MA |
| Zip | 01570-2418 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | B |
| Jurisdiction | WEBSTER MA |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 754300 |
43 Prospect St, a duplex, is owned and occupied by an individual who bought it in August 2015.
Source: Worcester County and Webster Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 PROSPECT ST, WEBSTER, MA 01570-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL SAVINGS BANK |
| Jan 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RCAP SOLUTIONS FINANCIAL SVCS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2015 · Amount on File |
| Deed Sale | Aug 31, 2015 · Amount on File |
| Prior Sale | Feb 21, 2012 · Amount on File |
| Deed Book / Page | 54238 / 257 |
| Transfer Doc | 054238-257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER MA |
| Property Address | 43 PROSPECT ST, WEBSTER, MA 01570-2418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065770-249 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 65770/249 |
| Instrument | 109296 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER MA |
| Property Address | 43 PROSPECT ST, WEBSTER, MA 01570-2418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 061742-333 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 61742/333 |
| Instrument | 4156 |
| Name | RCAP SOLUTIONS FINANCIAL SVCS CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 43 Prospect St was $5,340, up 4.3% from the year before.
Source: Worcester County and Webster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Webster Town |
| Unified School District | Webster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,340.00 (+4.26%) | $449,500 (+6.9%) Land $33,500 Building $416,000 | $476,564 |
| 2024 | $5,122.00 (+14.64%) | $420,500 (+17.66%) Land $32,200 Building $388,300 | |
| 2023 | $4,468.00 | $357,400 Land $30,700 Building $326,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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