Wallingford Town property record for 43 Prospect St, Wallingford, CT 06492
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 1925 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Aug 2018) |
| Tax Bill | $5,491 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WALL M:133 L:005 |
| Primary APN | WALL M:133 L:005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 3,176 sqft |
| 1st Floor Area | 846 sqft |
| Attic | Attic |
| Attic Area | 672 sqft |
| Basement Area | 686 sqft |
| Unfinished Basement | 686 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R0187590 |
|---|---|
| Street Address | 43 PROSPECT ST |
| City | WALLINGFORD |
| State | CT |
| Zip | 06492-3546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Lot Number | 5 |
| Jurisdiction | WALLINGFORD CT |
| Township / Civil Division | WALLINGFORD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 175400 |
43 Prospect St is owned and occupied by an individual who bought it in August 2018.
Source: Wallingford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 PROSPECT ST, WALLINGFORD, CT 06492-3546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC |
| Jan 23, 2018 | Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL BANK |
| Aug 2, 2018 | Warranty Deed, Transfer FINANCE AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2018 · Amount on File |
| Deed Sale | Aug 2, 2018 · Amount on File |
| Prior Sale | Jul 16, 1993 · Amount on File |
| Deed Book / Page | 1589 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Property Address | 43 PROSPECT ST, WALLINGFORD, CT 06492-3546 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1657-101 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 1657/101 |
| Instrument | 3263490015 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Property Address | 43 PROSPECT ST, WALLINGFORD, CT 06492-3546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1578-537 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 1578/537 |
| Name | LIBERTY FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Recording Date | Aug 2, 2018 |
| Property Address | 43 PROSPECT ST, WALLINGFORD, CT 06492-3546 |
| Document Number | 1589-112 |
| Book / Page | 001589 / 000112 |
| Instrument Date | Aug 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 PROSPECT ST WALLINGFORD CT 064923546, WALLINGFORD, CT 06492-3546 |
| Document Number | 1589-115 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 001589/000115 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2026 property tax bill for 43 Prospect St was $5,491, up 1.9% from the year before.
Source: Wallingford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wallingford Town |
| Unified School District | Wallingford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,491.00 (+1.85%) | $223,500 (-) Land $78,600 Building $144,900 | $340,820 (+117.85%) |
| 2025 | $5,391.00 | $223,500 Land $78,600 Building $144,900 | $156,450 Land $55,020 Building $101,430 |
| 2024 | $5,391.00 (+19.32%) | ||
| 2023 | $4,518.00 | $154,000 Land $65,500 Building $88,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 43 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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