43 Porter Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 43 Porter Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,807 sqft · built 1971
Lot Size	2.89 acres (125,888 sqft)
Owner	2 Trust Names on File
Last Sale	$920,000 (Jun 2012)
Tax Bill	$19,626 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00076 B:00033 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00076 B:00033 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,807 sqft Living Area
Gross Area	11,738 sqft
Basement Area	3,621 sqft
Unfinished Basement	3,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	125,888 sqft (2.89 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	43 PORTER RD
City	ANDOVER
State	MA
Zip	01810-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	ANDOVER
Legal Block	33
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1005
Census Tract	254301

Owner

43 Porter Rd is owner-occupied and held in a trust since May 2026.

Source: Essex County and Andover Town records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	43 PORTER RD, ANDOVER, MA 01810-4805
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Feb 11, 2019	Deed of Trust, Mortgage · ARM SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2012 · Amount on File
Deed Sale	Jun 15, 2012 · Amount on File
Prior Sale	Sep 12, 2011
Deed Document Number	20121
Deed Book / Page	12983 / 173
Last Transfer Date	May 18, 2026
Transfer Doc	0000010708
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jun 29, 2026
Property Address	43 PORTER RD, ANDOVER, MA 01810-4805
Document Number	0000010708
Book / Page	18621 / 147
Instrument Date	May 18, 2026
Instrument	202610708
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 PORTER RD, ANDOVER, MA 01810-4805

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	43 PORTER RD, ANDOVER, MA 01810-4805
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017056-276
Date	Jul 30, 2021
Book Page	17056/276
Instrument	25418

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	43 PORTER RD, ANDOVER, MA 01810-4805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15755-333
Date	Feb 11, 2019
Book Page	15755/333
Instrument	3046

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 43 Porter Rd was $19,626, up 0.9% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,626.00 (+0.92%)	$1,571,300 (+4.07%) Land $639,100 Building $932,200	$1,836,920
2024	$19,448.00 (+4.28%)	$1,509,900 (+10.6%) Land $615,000 Building $894,900
2023	$18,649.00	$1,365,200 Land $556,600 Building $808,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Porter Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1987–2010)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Porter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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