State of Hawaii and Hawaii County property record for 43 Pohakulani St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,492 sqft · built 1945 |
| Lot Size | 0.489 acres (21,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (May 2021) |
| Tax Bill | $2,650 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-014-019 |
| Primary APN | 3-2-4-014-019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,492 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 1,246 sqft |
| Finished Basement | 1,246 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,312 sqft (0.489 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 72 sqft |
|---|---|
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 43 POHAKULANI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Subdivision | HOOLUANA TRACT |
| Legal Lot Number | 7A |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20701 |
43 Pohakulani St is owned and occupied by an individual who bought it in May 2021.
Source: State of Hawaii and Hawaii County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 LOKOAKA ST, HILO, HI 96720-4966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2025 | Deed of Trust, Mortgage · Line of Credit HAWAIIUSA FCU |
| May 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on File |
| Deed Sale | May 6, 2021 · Amount on File |
| Prior Sale | Sep 11, 2000 · Amount on File |
| Deed Document Number | 202177960070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 43 POHAKULANI ST, HILO, HI 96720-3115 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | A9342000096 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | A-9342000096 |
| Name | HAWAIIUSA FCU |
|---|---|
| Type | Credit Union |
| Address | HONOLULU, HI 96817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | May 6, 2021 |
| Property Address | 43 POHAKULANI ST, HILO, HI 96720-3115 |
| Document Number | 0A77960070 |
| Instrument Date | May 3, 2021 |
| Instrument | A-77960070 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CAPTAIN COOK, HI 96704 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 KANOELANI ST, HILO, HI 96720-5418 |
| Document Number | 0A77960071 |
|---|---|
| Date | May 6, 2021 |
| Instrument | A-77960071 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 43 Pohakulani St was $2,650 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,300 (+3.01%) Land $227,000 Building $386,300 | $654,700 (+1.96%) Land $268,400 Building $386,300 | |
| 2025 | $2,650.00 | $595,400 (+2.99%) Land $216,900 Building $378,500 | $642,100 (+6.61%) Land $255,800 Building $386,300 |
| 2024 | $578,100 (+2.99%) Land $216,900 Building $361,200 | $602,300 (+7.3%) Land $232,100 Building $370,200 | |
| 2023 | $2,760.00 Homeowner's exemption | $561,300 Land $216,900 Building $344,400 | $561,300 Land $216,900 Building $344,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Pohakulani St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Pohakulani St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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