Essex County and Bloomfield Township property record for 43 Pine St, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 2,296 sqft · built 1967 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $12,874 (2025) |
| Deeds & Mortgages | Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-00308-0000-00032 |
| Primary APN | 02-00308-0000-00032 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,296 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Multi-Family |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 103 ft deep x 44 ft wide |
| Old Parcel Number | 020030800032 |
|---|---|
| Street Address | 43 PINE ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | .14 AC |
| Legal Block | 308 |
| Legal Lot Number | 32 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 15500 |
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 PINE ST, BLOOMFIELD, NJ 07003-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Aug 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LUMINATE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 4, 2026 |
| Property Address | 43 PINE ST, BLOOMFIELD, NJ 07003-4931 |
| Document Number | 0000051498 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202651498 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ELITE GROUP TITLE, ELITE TITLE |
| Name | Verified Name |
|---|---|
| Address | 43 PINE ST, BLOOMFIELD, NJ 07003-4931 |
| Document Number | 0000051498, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202651498 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 697 Months |
| Due | Sep 4, 2084 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 4, 2026 |
| Property Address | 43 PINE ST, BLOOMFIELD, NJ 07003-4931 |
| Document Number | 0000051497 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202651497 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ELITE GROUP TITLE, ELITE TITLE |
| Name | Verified Name |
|---|---|
| Address | 43 PINE ST, BLOOMFIELD, NJ 07003-4931 |
| Document Number | 0000051497, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202651497 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 697 Months |
| Due | Sep 4, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,000 (-) Land $161,100 Building $207,900 | $369,000 (-) Land $161,100 Building $207,900 | |
| 2025 | $12,874.00 (+2.86%) | $369,000 (-) Land $161,100 Building $207,900 | $369,000 (-) Land $161,100 Building $207,900 |
| 2024 | $12,516.00 (+5.93%) | ||
| 2023 | $369,000 Land $161,100 Building $207,900 | $369,000 Land $161,100 Building $207,900 | |
| 2022 | $11,815.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 147 (1983–2024) |
| Claims Outside the SFHA | 1 of 147 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum, T-Mobile.
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