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43 Pine Dr, Apalachicola, FL 32320 Property Records

Franklin County property record for 43 Pine Dr, Apalachicola, FL 32320

Property Summary

Property TypeMobile Home
Details1 ba · 1,104 sqft · built 1973
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$29,500 (Mar 2012)
Tax Bill$50 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone AE (high risk)
APN11-09S-08W-0000-1010-0017

Property Details

APN / Parcel Number

Primary APN11-09S-08W-0000-1010-0017

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,104 sqft Heated Area
Gross Area1,200 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1973
Exterior MaterialOther
Roof TypeFlat
Roof MaterialMetal
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions142 ft deep x 100 ft wide
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemConvection

Location & Zoning

Street Address43 PINE DR
CityAPALACHICOLA
StateFL
Zip32320-1224
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionA PARCEL 100X142 FT IN OR 131/378 SEC 11-9S-8W
Legal Range08W
Legal Township09S
Legal Section11
Legal SubdivisionSTATE HWY #10
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1061
Census Tract970302

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address43 PINE DR, APALACHICOLA, FL 32320-1224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2012 · Amount on File
Deed SaleMar 20, 2012 · Amount on File
Deed Document Number201219001654
Deed Book / Page1057 / 781
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address43 PINE DR, APALACHICOLA, FL 32320-1224
Document Number0019005136
Instrument DateJul 8, 2020
Transaction TypeMortgage
Record UpdatedNov 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019005136
DateOct 28, 2020
Book Page001280/000295
Instrument19005136
Lender
NameHURRICANE HSNG RECOVERY PROGRA
Agreement
TypeConventional with PMI
AmountAmount on Record

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50.00 Homeowner's exemption$15,857 (+2.9%)$63,590 (-) Land $45,000 Building $18,590
2024$50.00 Homeowner's exemption$15,410 (+3%)$63,590 (+48.64%) Land $45,000 Building $18,590
2023$50.00 Homeowner's exemption$14,961 (+3%)$42,782 (+143.84%) Land $30,000 Building $12,782
2022$50.00 Homeowner's exemption$14,525$17,545 Land $8,250 Building $9,295

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 60 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims83 (1985–2019)
Claims Outside the SFHA3 of 83
Most Recent ClaimOct 2019 · other causes
Claims by Event
  • Hurricane Michael, Oct 2018 · 15 claims
  • Hurricane Dennis, Jul 2005 · 15 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF APALACHICOLA
serves 5,235 people · EPA ID FL1190150
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Dr

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