43 Pierce St, Westerly, RI 02891 Property Records

Westerly Town property record for 43 Pierce St, Westerly, RI 02891

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,458 sqft · built 1920
Lot Size	0.148 acres (6,436 sqft)
Owner	Individual Name on Record
Last Sale	$67,500 (Dec 2002)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Mar 2022 Refinance Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WEST M:46 B:88`

Property Details

APN / Parcel Number

Primary APN	`WEST M:46 B:88`
Alternative APNs	`M:046 B:88 L` `12203668`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,458 sqft Living Area
Gross Area	6,010 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,436 sqft (0.148 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	12203668
Street Address	43 PIERCE ST
City	WESTERLY
State	RI
Zip	02891-6142
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	88
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1027
Census Tract	50801

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 POTTER HILL RD, WESTERLY, RI 02891-1135
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEWETT CITY SAVINGS BANK
Feb 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEWETT CITY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2002 · Amount on Record
Deed Sale	Dec 3, 2002 · Amount on Record
Deed Book / Page	1072 / 1
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	43 PIERCE ST, WESTERLY, RI 02891-6142
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-4909
Date	Mar 9, 2022
Book Page	2022/4909
Instrument	2022-1138

Lender

Name	JEWETT CITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	43 PIERCE ST, WESTERLY, RI 02891-6142
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-2364
Date	Feb 3, 2022
Book Page	2022/2364
Instrument	2022-558

Lender

Name	JEWETT CITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,251.00 (+10.43%)	$417,900 (+44.2%) Land $83,600 Building $334,300
2023	$2,944.00 (+0.58%)	$289,800 (-) Land $59,700 Building $230,100
2022	$2,927.00	$289,800 Land $59,700 Building $230,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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