Darien Town property record for 43 Phillips Ln, Darien, CT 06820
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,451 sqft · built 1998 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,451,776 (Sep 2026) |
| Tax Bill | $20,918 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2026 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | M:25 B:114-3&OS1 |
| Primary APN | M:25 B:114-3&OS1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,451 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Basement Area | 279 sqft |
| Unfinished Basement | 279 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 11047 |
|---|---|
| Street Address | 43 PHILLIPS LN |
| City | DARIEN |
| State | CT |
| Zip | 06820-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R13 |
| Legal Block | 114-3 |
| Jurisdiction | DARIEN CT |
| Township / Civil Division | DARIEN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30500 |
Source: Darien Town records, as of October 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 PHILLIPS LN, DARIEN, CT 06820-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Sep 14, 2026 | Warranty Deed, Transfer · Line of Credit PNC BANK |
| Sep 5, 2019 | Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK |
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK |
| Sep 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on File |
| Deed Sale | Sep 14, 2026 · Amount on File |
| Prior Sale | May 7, 2002 · Amount on File |
| Deed Document Number | 20262027 |
| Deed Book / Page | 1792 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARIEN CT |
| Recording Date | Sep 14, 2026 |
| Property Address | 43 PHILLIPS LN, DARIEN, CT 06820-3125 |
| Document Number | 1792000345 |
| Book / Page | 1792 / 345 |
| Instrument Date | Aug 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 43 PHILLIPS LN, DARIEN, CT 06820-3125 |
| Document Number | 1792000345, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 1792/345 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Sep 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARIEN CT |
| Recording Date | Sep 14, 2026 |
| Property Address | 43 PHILLIPS LN, DARIEN, CT 06820-3125 |
| Document Number | 0000002027 |
| Book / Page | 1792 / 342 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20262027 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 43 PHILLIPS LN, DARIEN, CT 06820-3125 |
| Date | Sep 14, 2026 |
|---|
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Sep 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARIEN CT |
| Property Address | 43 PHILLIPS LN, DARIEN, CT 06820-3125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1660-883 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 1660/883 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARIEN CT |
| Property Address | 43 PHILLIPS LN, DARIEN, CT 06820-3125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1609-604 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 1609/604 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARIEN CT |
| Property Address | 43 PHILLIPS LN, DARIEN, CT 06820-3125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1660-867 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 1660/867 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Darien Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Darien Town |
| Unified School District | Darien School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,918.00 | $1,351,280 (+29.84%) Land $703,080 Building $648,200 | $945,896 Land $492,156 Building $453,740 |
| 2024 | $20,918.00 (+14.14%) | ||
| 2023 | $18,327.00 (+2.21%) | $1,040,690 (-) Land $502,180 Building $538,510 | |
| 2022 | $17,931.00 | $1,040,690 Land $502,180 Building $538,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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