43 Phalanx Rd, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 43 Phalanx Rd, Lincroft, NJ 07738

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,340 sqft · built 1947
Lot Size0.689 acres (30,000 sqft)
OwnerCompany Name on Record
Tax Bill$12,497 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-01106-0000-00010

Property Details

APN / Parcel Number

Primary APN32-01106-0000-00010
Alternative APNs
  • 320110600010
  • 332

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft
Basement Area777 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area30,000 sqft (0.689 acres)
Lot Dimensions200 ft deep x 150 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number332
Street Address43 PHALANX RD
CityLINCROFT
StateNJ
Zip07738-1837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal SubdivisionLINCROFT ESTATES
Legal Block1106
Legal Lot Number10
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group5
Census Block5018
Census Tract801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address43 PHALANX RD, LINCROFT, NJ 07738-1837
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
Sep 18, 2018Grant Deed, Transfer · Conventional with PMI
ADVISORS MTG

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 7, 2016
Transfer Doc0091881588
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address43 PHALANX RD, LINCROFT, NJ 07738-1837
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyARBOR TITLE, ARBOR TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095064533
DateApr 29, 2021
Book Page9506/4533
Instrument2021069766
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateSep 18, 2018
Property Address43 PHALANX RD, LINCROFT, NJ 07738-1837
Document Number0000092296
Book / Page009312 / 003223
Instrument DateApr 21, 2017
Instrument92296
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 PHALANX RD LINCROFT NJ 077381837, LINCROFT, NJ 07738-1837

Mortgage

Document Number92297
DateSep 18, 2018
Book Page009312/003251
Instrument92297
Lender
NameADVISORS MTG
TypeMortgage Company
AddressOCEAN, NJ 07712
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 17, 2048

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$839,900 (+8.47%) Land $594,000 Building $245,900$839,900 (+8.47%) Land $594,000 Building $245,900
2025$12,497.00 (+17.2%)$774,300 (+68.55%) Land $520,900 Building $253,400$774,300 (+68.55%) Land $520,900 Building $253,400
2024$10,663.00 (+26.35%)
2023$459,400 Land $260,900 Building $198,500$459,400 Land $260,900 Building $198,500
2022$8,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2011–2014)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2014 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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