Clay County property record for 43 Park Cir, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,540 sqft · built 1968 |
| Lot Size | 0.43 acres (18,736 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $782 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083A212B 0070000 |
| Primary APN | 083A212B 0070000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,540 sqft Finished Area |
| 1st Floor Area | 1,448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 18,736 sqft |
| Patio Area | 400 sqft |
| Utility Building | 300 sqft |
| Street Address | 43 PARK CIR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN COLONY SUB LOT 9 PT 1 BLK B DB 313/221 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHERN COLONY SUB |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950400 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 PARK CIR, WEST POINT, MS 39773-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GUM TREE MORTGAGE LLC |
| Aug 2, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GUM TREE MORTGAGE LLC |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 16, 2022 | Warranty Deed, Transfer |
| Jun 11, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 |
| Deed Sale | Sep 16, 2022 |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 20224390 |
| Deed Book / Page | 313 / 221 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 000292/721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 43 PARK CIR, WEST POINT, MS 39773-9629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019003316 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 2019003316 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 43 PARK CIR, WEST POINT, MS 39773-9629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000515/753 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 515/753 |
| Instrument | 2019003854 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TUPELO, MS 38801 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 43 PARK CIR, WEST POINT, MS 39773-9629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000537/261 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 537/261 |
| Instrument | 2021004658 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Sep 16, 2022 |
| Property Address | 43 PARK CIR, WEST POINT, MS 39773-9629 |
| Document Number | 000313/221 |
| Book / Page | 313 / 221 |
| Map Reference | PB 2 PG 20 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022004390 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 166 EUTAW DR, 166, STARKVILLE, MS 39759-2066 |
| Name | Verified Name |
|---|---|
| Address | 11565 HIGHWAY 45 ALT N, WEST POINT, MS 39773-8043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 11, 2019 |
| Property Address | 43 PARK CIR, WEST POINT, MS 39773-9629 |
| Document Number | 0000302/13 |
| Book / Page | 302 / 13 |
| Map Reference | PL 2 PG 20 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 2019003313 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1425 FIRE TOWER RD, 1425, WEST POINT, MS 39773-4858 |
| Name | Verified Name |
|---|---|
| Address | 315 GREENSBORO ST APT 1B, 1B, STARKVILLE, MS 39759-3184 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $782.00 (+5.68%) | $13,643 (-) Land $1,800 Building $11,843 | $90,954 (-) Land $12,000 Building $78,954 |
| 2024 | $740.00 (-57.42%) Additional exemption filed | $13,643 (+17.43%) Land $1,800 Building $11,843 | $90,954 (+17.43%) Land $12,000 Building $78,954 |
| 2023 | $1,738.00 (+104.47%) Additional exemption filed | $11,618 Land $1,800 Building $9,818 | $77,455 Land $12,000 Building $65,455 |
| 2022 | $850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1979–1991) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 1991 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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