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43 Pacific Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 43 Pacific Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,238 sqft · built 1990
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Tax Bill$4,215 (2025)
Deeds & MortgagesSep 2026 Transfer
Sep 2026 Transfer
Flood ZoneZone X (minimal risk)
APN064-125-042

Property Details

APN / Parcel Number

Primary APN064-125-042

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,238 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address43 PACIFIC AVE
CityCAYUCOS
StateCA
Zip93430-1652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionMORRO RK VW 3 BL 2 LTS 53 & 54
Legal SubdivisionMORRO ROCK VIEW 03
Legal Block2
Legal Lot Number53,54
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1031
Census Tract10504

Owner

Source: San Luis Obispo County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43 PACIFIC AVE, CAYUCOS, CA 93430-1652
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 14, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 12, 2026
Transfer Doc0000029120
Record UpdatedOct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 14, 2026
Property Address43 PACIFIC AVE, CAYUCOS, CA 93430-1652
Document Number0000029121
Instrument DateSep 12, 2026
Instrument202629121
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 PACIFIC AVE, CAYUCOS, CA 93430-1652

September 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 14, 2026
Property Address43 PACIFIC AVE, CAYUCOS, CA 93430-1652
Document Number0000029120
Instrument DateSep 12, 2026
Instrument202629120
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 PACIFIC AVE, CAYUCOS, CA 93430-1652

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$409,361 (+2%) Land $103,456 Building $305,905
2025$4,215.00 (+2.08%) Homeowner's exemption$401,335 (+4.04%) Land $101,428 Building $299,907
2023$4,129.00 (+1.77%) Homeowner's exemption$385,753 Land $97,491 Building $288,262
2022$4,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies33 units insured
incl. 12 condo units
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO ROCK MUTUAL WATER CO
private · serves 2,181 people · EPA ID CA4010015
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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