Westchester County and New Castle Town property record for 43 Overlook Rd, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,996 sqft · built 1982 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $926,000 (Jun 2022) |
| Tax Bill | $15,780 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 80.11-1-8 |
| Primary APN | 553600 80.11-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,996 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| 2nd Floor Area | 1,246 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 57,064 sqft (1.31 acres) |
| Garage Type | Mixed |
| Garage Area | 1,172 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 1634000 |
|---|---|
| Street Address | 43 OVERLOOK RD |
| City | OSSINING |
| State | NY |
| Zip | 10562-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 13103 |
Source: Westchester County and New Castle Town records · APN 553600 80.11-1-8
Assessment roll updated May 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 15 OVERLOOK RD, OSSINING, NY 10562-1310 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 13, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage WILLIAM RAVEIS MORTGAGE LLC |
| Mar 11, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on Record |
| Deed Sale | Jun 13, 2022 · Amount on Record |
| Prior Sale | Oct 24, 2014 · Amount on Record |
| Deed Document Number | 20223120 |
| Last Transfer Date | Jun 24, 2024 |
| Transfer Doc | 0000003189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 43 OVERLOOK RD, OSSINING, NY 10562-1321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0571993306 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 571993306 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 43 OVERLOOK RD, OSSINING, NY 10562-1321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0610203957 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 610203957 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 13, 2022 |
| Property Address | 43 OVERLOOK RD, OSSINING, NY 10562-1321 |
| Document Number | 0621443120 |
| Instrument Date | Jun 07, 2022 |
| Instrument | 621443120 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,704.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 OVERLOOK RD, 43, OSSINING, NY 10562-1321 |
| Name | Verified Name |
|---|---|
| Address | 85 OAK HILL RD, CHAPPAQUA, NY 10514-2513 |
| Document Number | 0621643559 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 621643559 |
| Name | WILLIAM RAVEIS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 11, 2020 |
| Property Address | 43 OVERLOOK RD, OSSINING, NY 10562-1321 |
| Document Number | 0600443078 |
| Book / Page | 060044 / 003078 |
| Instrument Date | Mar 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43 OVERLOOK RD OSSINING NY 105621321, OSSINING, NY 10562-1321 |
| Document Number | 600713131 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 060071/003131 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 10, 2050 |
Source: Westchester County and New Castle Town records · Assessment roll updated May 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,780.00 | $132,745 (-) Land $35,800 Building $96,945 | $951,577 (+0.86%) Land $256,631 Building $694,946 |
| 2024 | $132,745 (-) Land $35,800 Building $96,945 | $943,461 (+5.19%) Land $254,442 Building $689,019 | |
| 2023 | $132,745 Land $35,800 Building $96,945 | $896,926 Land $241,892 Building $655,034 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190131032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 37 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY5903442, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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