Sanders County property record for 43 Osprey Dr E, Thompson Falls, MT 59873 · Last verified June 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $131,300 (2020) |
| Tax Bill | $937.00 (2025) |
Source: Sanders County records · APN R359098
Assessment roll updated September 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 OSPREY DR E, THOMPSON FALLS, MT 59873-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION |
| Oct 13, 2020 | Warranty Deed, Transfer · Commercial Mortgage ALLIANCE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Deed Doc Number | 2020318481 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Apr 23, 2026 |
| Property Address | 43 OSPREY DR E, THOMPSON FALLS, MT 59873-9516 |
| Document Number | 0000340005 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026340005 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 43 OSPREY DR E, THOMPSON FALLS, MT 59873-9516 |
| Investor | Possibly a Property Investor |
| Document Number | 0000340005, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026340005 |
| Name | WHITEFISH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.15% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Oct 13, 2020 |
| Property Address | 43 OSPREY DR, THOMPSON FALLS, MT 59873 |
| Document Number | 0000318481 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 318481 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9415 N OAKLAND CT, NEWMAN LAKE, WA 99025-8442 |
| Name | Verified Name |
|---|---|
| Address | 305 DALY ST, SAINT PAUL, MN 55102-3278 |
| Document Number | 0000318482 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 318482 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 09, 2025 |
Source: Sanders County records · Assessment roll updated September 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Elementary School District | Thompson Falls Elementary School District (PK - 08) |
| Secondary School District | Thompson Falls High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $937.00 (-25.4%) | $232,310 (+21.63%) | $232,310 (+21.63%) Land $232,310 |
| 2023 | $1,256.00 | $190,998 | $190,998 Land $190,998 |
Source: FEMA National Flood Hazard Layer, Sanders County (30089C), updated November 14, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 46% of the US · above 21% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R359098 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,038 sqft (0.46 acres) |
|---|
| Account Number | 0000005670 |
|---|---|
| Street Address | 43 OSPREY DR E |
| City | THOMPSON FALLS |
| State | MT |
| Zip | 59873-9516 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | TAMONA HILLS SUBDIVISION, S23, T21 N, R29 W, BLOCK 001, LOT 015, TAMONA HILL BL 1 LOT 15 |
| Legal Range | 29W |
| Legal Township | 21N |
| Legal Section | 23 |
| Legal Subdivision | TAMONA HILLS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SANDERS MT |
| Minor Civil Division | THOMPSON FALLS-WEST END |
| Census Blockgroup | 4 |
| Census Block | 4087 |
| Census Tract | 202 |
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