43 Orchard Ln, Springfield, IL 62712 Property Records

Sangamon County property record for 43 Orchard Ln, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Tax Bill	$20,546 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-02.0-251-013`

Property Details

APN / Parcel Number

Primary APN	`29-02.0-251-013`
Alternative APN	`29020251013 (CHECK DIGIT = 0)`

Exterior

Lot Area	29,185 sqft (0.67 acres)

Location & Zoning

Account Number	29020251013
Street Address	43 ORCHARD LN
City	SPRINGFIELD
State	IL
Zip	62712-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD LANE TR 13-B SEC 2 SPFLD LAKE LANDS
Legal Subdivision	ORCHARD LANE AREA SEC 02
Legal Tract	13-B
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3100
Census Tract	3100

Owner

Source: Sangamon County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 ORCHARD LN, SPRINGFIELD, IL 62712-8911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Mar 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 1998
Deed Sale	Mar 18, 1998
Prior Sale	Mar 12, 1998 · Amount on Record
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	43 ORCHARD LN, SPRINGFIELD, IL 62712-8911
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R09801
Date	May 23, 2019
Instrument	2019R09801

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 21, 2020

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	43 ORCHARD LN, SPRINGFIELD, IL 62712-8911
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R05104
Date	Mar 26, 2019
Instrument	2019R05104

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2024

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	43 ORCHARD LN, SPRINGFIELD, IL 62712-8911
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R19730
Date	Jul 20, 2021
Instrument	2021R19730

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,546.00 (+11.31%)	$301,371 (+23.75%) Land $55,125 Building $246,246	$904,113 (+23.75%) Land $165,375 Building $738,738
2022	$18,459.00	$243,539 Land $44,547 Building $198,992	$730,617 Land $133,641 Building $596,976

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Nextlink, Rise Broadband, T-Mobile.

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